5327 Ugstad Junction Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 5327 Ugstad Junction Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,530 sqft · built 1987
Lot Size	14 acres (610,033 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Apr 2023)
Tax Bill	$4,790 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`450-0100-00010`

Property Details

APN / Parcel Number

Primary APN	`450-0100-00010`
Alternative APNs	`1147878` `22955`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,530 sqft Gross Area
1st Floor Area	1,530 sqft
Basement Area	1,377 sqft
Finished Basement	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	610,033 sqft (14 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	39 sqft
Deck Area	24 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1147878
Street Address	5327 UGSTAD JUNCTION RD
City	DULUTH
State	MN
Zip	55810-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	LOTS 1 THRU 3 EX ELY 330 FT AND EX THATPART OF LOTS 1 & 2 BEG ON S LINE OF LOT1 665 FT W OF SE CORNER THENCE CONTINUEW 134 FT
Legal Subdivision	PARKERS SUBDIVISION
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1013
Census Tract	10200

Owner

Source: St. Louis County records · APN 450-0100-00010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5327 UGSTAD JUNCTION RD, DULUTH, MN 55810-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Apr 26, 2023	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Deed Document Number	20231067761
Prior Transfer Date	Mar 28, 2023
Prior Transfer Doc	0001067760
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 26, 2023
Property Address	5327 UGSTAD JUNCTION RD, DULUTH, MN 55810-9768
Document Number	0001067761
Instrument Date	Apr 21, 2023
Instrument	1067761
Transaction Type	Transfer
Record Updated	Jun 01, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5327 UGSTAD JUNCTION RD, PROCTOR, MN 55810-9768

Mortgage

Document Number	0001067762
Date	Apr 26, 2023
Instrument	1067762

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 01, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 26, 2023
Property Address	5327 UGSTAD JUNCTION RD, DULUTH, MN 55810-9768
Document Number	0001067760
Instrument Date	Mar 28, 2023
Instrument	1067760
Transaction Type	Transfer
Record Updated	Jun 01, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5327 UGSTAD JUNCTION RD, PROCTOR, MN 55810-9768

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,790.00 (+21.7%) Homeowner's exemption
2025	$3,936.00 (+1.29%) Homeowner's exemption	$480,700 (+25.12%) Land $104,600 Building $376,100	$480,700 (+25.12%) Land $104,600 Building $376,100
2024	$3,886.00	$384,200 (+17.42%) Land $82,700 Building $301,500	$384,200 (+17.42%) Land $82,700 Building $301,500
2022		$327,200 Land $73,100 Building $254,100	$327,200 Land $73,100 Building $254,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20
AirFiber Fixed Wireless	100 / 20

Based on FCC filings for 29 locations within half a mile of this property.

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