5327 Ragged Point Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 5327 Ragged Point Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,329 sqft · built 1900
Lot Size	12.4 acres (540,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Oct 2023)
Tax Bill	$3,809 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-183767`

Property Details

APN / Parcel Number

Primary APN	`08-183767`
Alternative APNs	`8183767` `183767`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,329 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Metal
Lot Area	540,144 sqft (12.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	90 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	183767
Street Address	5327 RAGGED POINT RD
City	CAMBRIDGE
State	MD
Zip	21613-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 1 - 12.4 ACRES W/S RAGGED POINT ROAD ADJ BROOKS CREEK
Legal Subdivision	RAGGED POINT ROAD ADJ BROOKS CREEK
Legal Lot Number	1
Jurisdiction	DORCHESTER MD
Township / Civil Division	8, NECK
Census Block Group	3
Census Block	3014
Census Tract	970702

Owner

Source: Dorchester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 BUCKWALTER CIR, ROYERSFORD, PA 19468-2733
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 7, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	May 7, 2020 · Amount on Record
Deed Book / Page	1839 / 358
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 23, 2023
Property Address	5327 RAGGED POINT RD, CAMBRIDGE, MD 21613-3520
Document Number	0018390358
Book / Page	1839 / 358
Map Reference	CAB 42 SH 230
Instrument Date	Oct 16, 2023
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, NRETS LLC DBA ENDEAVOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 BUCKWALTER CIR, ROYERSFORD, PA 19468-2733

Mortgage

Document Number	0001839362
Date	Oct 23, 2023
Instrument	1839-362

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 7, 2020
Property Address	5327 RAGGED POINT RD, CAMBRIDGE, MD 21613-3520
Document Number	0015740251
Book / Page	001574 / 000251
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	PRECISE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$191.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5327 RAGGED POINT RD CAMBRIDGE MD 216133520, CAMBRIDGE, MD 21613-3520

Mortgage

Document Number	15740252
Date	May 7, 2020
Book Page	001574/000252

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Mortgage

Document Number	15740271,
Date	May 7, 2020
Book Page	001574/000271

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,100 (+105.34%) Land $274,300 Building $121,800	$396,100 (+105.34%) Land $274,300 Building $121,800
2025	$3,809.00 (+72.74%)
2023	$2,205.00	$192,900 Land $184,300 Building $8,600	$192,900 Land $184,300 Building $8,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 320 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	320 in force
Nearby Flood Claims	230 (1979–2025)
Claims Outside the SFHA	6 of 230
Most Recent Claim	Nov 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 163 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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