5327 Goldmine Rd, Frederick, MD 21703 Property Records

Frederick County property record for 5327 Goldmine Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,884 sqft · built 1973
Lot Size	0.981 acres (42,750 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Apr 2024)
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-461297`

Property Details

APN / Parcel Number

Primary APN	`24-461297`
Alternative APN	`461297`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,384 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	42,750 sqft (0.981 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	342 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	461297
Street Address	5327 GOLDMINE RD
City	FREDERICK
State	MD
Zip	21703-5857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 6 BK 1 SEC B .97 A SW/S GOLDMINE RD GOLD MINE ESTATES
Legal Subdivision	GOLD MINE ESTATES
Legal Block	1
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	2
Census Block	2011
Census Tract	752602

Owner

5327 Goldmine Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5327 GOLDMINE RD, FREDERICK, MD 21703-5857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Apr 17, 2024	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jan 17, 2024	Deed, Transfer · Stand-Alone First Mortgage UNITED EQUITY NETWORK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on File
Deed Sale	Apr 17, 2024 · Amount on File
Prior Sale	Jan 17, 2024 · Amount on File
Deed Book / Page	16830 / 142
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5327 GOLDMINE RD, FREDERICK, MD 21703-5857
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5327 GOLDMINE RD, FREDERICK, MD 21703-5857

Mortgage

Document Number	0176630500
Date	Dec 30, 2025
Book Page	17663/500

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 17, 2024
Property Address	5327 GOLDMINE RD, FREDERICK, MD 21703-5857
Document Number	0168300142
Book / Page	16830 / 142
Instrument Date	Apr 17, 2024
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5327 GOLDMINE RD, FREDERICK, MD 21703-5857

Mortgage

Document Number	0016830149
Date	Apr 17, 2024
Instrument	16830/149

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 17, 2024
Property Address	5327 GOLDMINE RD, FREDERICK, MD 21703-5857
Document Number	0167350440
Book / Page	16735 / 440
Instrument Date	Jan 17, 2024
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Tax	$820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 E MAIN ST, WESTMINSTER, MD 21157-5026

Mortgage

Document Number	0016735445
Date	Jan 17, 2024
Instrument	16735/445

Lender

Name	UNITED EQUITY NETWORK LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5327 Goldmine Rd was $4,302 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,300 Land $137,700 Building $242,600	$380,300 Land $137,700 Building $242,600
2025	$4,302.00
2023	$3,592.00 Homeowner's exemption	$293,900 Land $104,200 Building $189,700	$293,900 Land $104,200 Building $189,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5327 Goldmine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5327 Goldmine Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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