5327 Austin Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 5327 Austin Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,680 sqft · built 1973
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Aug 2020)
Tax Bill	$1,922 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-009183`

Property Details

APN / Parcel Number

Primary APN	`14-009183`
Alternative APN	`009183`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,680 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009183
Street Address	5327 AUSTIN RD
City	CAMBRIDGE
State	MD
Zip	21613-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	2 ACRES E S AUSTIN ROAD
Legal Subdivision	MOUNT HOLLY
Jurisdiction	DORCHESTER MD
Township / Civil Division	14, LINKWOOD
Census Block Group	2
Census Block	2039
Census Tract	970300

Owner

5327 Austin Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5327 AUSTIN RD, CAMBRIDGE, MD 21613-3435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
May 26, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Aug 19, 2020	Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on File
Deed Sale	Aug 19, 2020 · Amount on File
Deed Book / Page	1590 / 272
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5327 AUSTIN RD, CAMBRIDGE, MD 21613-3435
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5327 AUSTIN RD, CAMBRIDGE, MD 21613-3435

Mortgage

Document Number	0019630294
Date	Sep 10, 2025
Book Page	1963/294

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5327 AUSTIN RD, CAMBRIDGE, MD 21613-3435
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5327 AUSTIN RD, CAMBRIDGE, MD 21613-3435

Mortgage

Document Number	0018130293
Date	May 26, 2023
Book Page	1813/293

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 19, 2020
Property Address	5327 AUSTIN RD, CAMBRIDGE, MD 21613-3435
Document Number	0015900272
Book / Page	1590 / 272
Map Reference	MB PLC 13 FO 56
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DBA REAL ESTATE T&E

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5327 AUSTIN RD, CAMBRIDGE, MD 21613-3435

Mortgage

Document Number	0001590279
Date	Aug 19, 2020
Instrument	1590/279

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5327 Austin Rd was $1,922 with a homeowner's exemption, up 5.4% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,922.00 (+5.37%) Homeowner's exemption	$213,100	$246,400 Land $52,500 Building $193,900
2025	$1,824.00 Homeowner's exemption
2023	$1,642.00 Homeowner's exemption	$142,267	$146,500 Land $52,500 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5327 Austin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5327 Austin Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 92% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

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