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5326 Sovereign Pl, Frederick, MD 21703 Property Records

Frederick County property record for 5326 Sovereign Pl, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,420 sqft · built 1991
Lot Size0.226 acres (9,860 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Sep 2004)
Tax Bill$6,006 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN28-566476

Property Details

APN / Parcel Number

Primary APN28-566476
Alternative APN
  • 566476

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,420 sqft Living Area
Gross Area2,948 sqft
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,860 sqft (0.226 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Deck Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number566476
Street Address5326 SOVEREIGN PL
CityFREDERICK
StateMD
Zip21703-8381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 21 SECT 1 9,860 SQ FT KINGSBROOK P.U.D.
Legal SubdivisionKINGSBROOK PUD
Legal Lot Number21
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3000
Census Tract751002

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5326 SOVEREIGN PL, FREDERICK, MD 21703-8381
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2004 · Amount on Record
Deed SaleSep 13, 2004 · Amount on Record
Prior SaleOct 27, 1997
Deed Document Number200447321
Deed Book / Page4843 / 109
Transfer Doc0000006630
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5326 SOVEREIGN PL, FREDERICK, MD 21703-8381
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0164520046
DateMay 24, 2023
Book Page16452/46
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$501,967 (+23.46%)$537,300 (+10.94%) Land $158,300 Building $379,000
2025$6,006.00 (+23.78%)
2023$4,852.00$406,567$484,300 Land $99,700 Building $384,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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