5326 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5326 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,208 sqft · built 2000
Lot Size	0.707 acres (30,797 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Aug 2000)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00C00-0110`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00C00-0110`
Alternative APN	`N29213256900C000110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,208 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	2,208 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	30,797 sqft (0.707 acres)
Lot Dimensions	261 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	338 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5326 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MORGAN RIDGE PHASE TWO LOT 11 BLK C AS DES IN OR 1845 PG 435 & OR 2468 PG 544
Legal Range	29W
Legal Township	2N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	C
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1029
Census Tract	10506

Owner

Source: Santa Rosa County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5326 MORGAN RIDGE DR, MILTON, FL 32570-8590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2000 · Amount on Record
Deed Sale	Aug 22, 2000 · Amount on Record
Prior Sale	Jun 29, 1999 · Amount on Record
Deed Book / Page	1845 / 435
Last Transfer Date	Jun 14, 2005
Transfer Doc	0024680544
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5326 MORGAN RIDGE DR, MILTON, FL 32570-8590
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5326 MORGAN RIDGE DR, MILTON, FL 32570-8590

Mortgage

Document Number	0044280377
Date	Aug 25, 2023
Book Page	4428/377
Instrument	202338890

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5326 MORGAN RIDGE DR, MILTON, FL 32570-8590
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5326 MORGAN RIDGE DR, MILTON, FL 32570-8590

Mortgage

Document Number	0040601805
Date	Jan 25, 2021
Book Page	4060/1805
Instrument	202104671

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00 (+8.41%) Homeowner's exemption	$165,330 (+2.9%)	$251,912 (+6.86%) Land $43,000 Building $208,912
2024	$1,558.00 (+2.1%) Homeowner's exemption	$160,671 (+3%)	$235,732 (+1.04%) Land $31,000 Building $204,732
2023	$1,526.00 (+2.48%) Homeowner's exemption	$155,991 (+3%)	$233,313 (+0.11%) Land $31,000 Building $202,313
2022	$1,489.00 Homeowner's exemption	$151,448	$233,065 Land $31,000 Building $202,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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