5325 Oswego Rd, Erda (Tooele), UT 84074 Property Records

Tooele County property record for 5325 Oswego Rd, Erda, UT 84074

Property Summary

Property Type	Single Family Home
Details	3,464 sqft · built 2002
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on File
Last Sale	$604,300 (Oct 2020)
Tax Bill	$7,288 (2025)
Deeds & Mortgages	Apr 2023 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`13-079-0-0010`

Property Details

APN / Parcel Number

Primary APN	`13-079-0-0010`
Alternative APN	`R022236`

Interior

Stories	1 Story
Building Area	3,464 sqft Total Area
Basement Area	1,725 sqft
Finished Basement	1,725 sqft
Unfinished Basement	1,725 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	219,978 sqft (5.05 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	R022236
Street Address	5325 OSWEGO RD
City	TOOELE
State	UT
Zip	84074-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, IRONWOOD SUBDIVISION PHASE 2, A SUBDIVISION OF TOOELE COUNTY. (OUT OF 5-38-12 FOR 2001 YEAR.) 5.05 AC 01/08/2001 01/0
Legal Subdivision	IRONWOOD SUBDIVISION
Legal Phase	2
Legal Lot Number	10
Jurisdiction	TOOELE UT
Township / Civil Division	TOOELE-GRANTSVILLE
Census Block Group	1
Census Block	1004
Census Tract	130701

Owner

5325 Oswego Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Tooele County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5325 OSWEGO RD, TOOELE, UT 84074-9222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY CREEK MORTGAGE CORP
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Oct 23, 2009 · Amount on File
Deed Document Number	2020524540
Prior Transfer Date	Apr 27, 2006
Prior Transfer Doc	0000258859
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOOELE UT
Property Address	5325 OSWEGO RD, ERDA, UT 84074-9222
Transaction Type	Mortgage
Record Updated	Jul 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000587616
Date	Apr 12, 2023
Instrument	587616

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	144 Months
Due	Apr 11, 2035

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOOELE UT
Property Address	5325 OSWEGO RD, ERDA, UT 84074-9222
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000543468
Date	May 5, 2021
Instrument	543468

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOOELE UT
Property Address	5325 OSWEGO RD, ERDA, UT 84074-9222
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000566285
Date	Feb 7, 2022
Instrument	566285

Lender

Name	CITY CREEK MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOOELE UT
Property Address	5325 OSWEGO RD, ERDA, UT 84074-9222
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	GATEWAY TITLE INSURANCE AGEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000448945
Date	May 19, 2017
Instrument	448945

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOOELE UT
Property Address	5325 OSWEGO RD, ERDA, UT 84074-9222
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000485127
Date	Apr 26, 2019
Instrument	485127

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TOOELE UT
Recording Date	Oct 20, 2020
Property Address	5325 OSWEGO RD, ERDA, UT 84074-9222
Document Number	0000524540
Instrument Date	Oct 15, 2020
Instrument	524540
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5325 OSWEGO RD, ERDA, UT 84074-9222

Mortgage

Document Number	0000524541
Date	Oct 20, 2020
Instrument	524541

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5325 Oswego Rd was $7,288.

Source: Tooele County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Tooele County
Municipality	Erda City
Unified School District	Tooele School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,806 (-37.54%) Land $226,725 Building $403,081	$1,037,219 (+2.86%) Land $345,525 Building $691,694
2025	$7,288.00	$1,008,342 Land $345,525 Building $662,817	$1,008,342 Land $345,525 Building $662,817
2023	$5,758.00	$578,305 Land $247,000 Building $331,305	$921,014 Land $350,500 Building $570,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5325 Oswego Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5325 Oswego Rd is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 65% of Utah
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Beehive Broadband Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: 9Stone, Terabit Networks, Verizon.

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