5325 Live Oak Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 5325 Live Oak Dr, Smithton, IL 62285

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,061 sqft · built 1983
Lot Size1.77 acres (77,101 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jan 2010)
Tax Bill$9,644 (2025)
Deeds & MortgagesNov 2021 Transfer
Feb 2021 Mortgage
+ 1 more
APN17-17-0-201-006

Property Details

APN / Parcel Number

Primary APN17-17-0-201-006

Interior

Full Baths4 Baths
Stories1 Story
Building Area2,061 sqft Living Area
Basement Area1,278 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Construction TypeFrame
Lot Area77,101 sqft (1.77 acres)
Garage TypeMixed
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area238 sqft
Deck Area424 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5325 LIVE OAK DR
CitySMITHTON
StateIL
Zip62285-3745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDWOOD LAKE ESTATES LOT/SEC-46 A02198063 A02725767
Legal SubdivisionWILDWOOD LAKE ESTATES
Legal Block201
Legal Lot Number46
JurisdictionST CLAIR IL
Township / Civil DivisionPRAIRIE DU LONG
Census Block Group3
Census Block3040
Census Tract504001

Owner

5325 Live Oak Dr is owned and occupied by an individual who acquired it in November 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address5325 LIVE OAK DR, SMITHTON, IL 62285-3745
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
May 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
SCOTT CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2010 · Amount on File
Deed SaleJan 19, 2010 · Amount on File
Deed Document Number20102198063
Last Transfer DateNov 10, 2021
Transfer Doc0002725767
Record UpdatedOct 29, 2026

November 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CLAIR IL
Recording DateNov 15, 2021
Property Address5325 LIVE OAK DR, SMITHTON, IL 62285-3745
Document NumberA02725767
Map ReferenceMB 74 PG 6
Instrument DateNov 10, 2021
InstrumentA02725767
Transaction TypeTransfer
Record UpdatedDec 1, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5325 LIVE OAK DR, 5325, SMITHTON, IL 62285-3745

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address5325 LIVE OAK DR, SMITHTON, IL 62285-3745
Transaction TypeMortgage
Record UpdatedMar 5, 2021
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA02688337
DateFeb 19, 2021
InstrumentA02688337
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate3.5%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address5325 LIVE OAK DR, SMITHTON, IL 62285-3745
Document Number00A2578696
Instrument DateMay 22, 2018
Transaction TypeMortgage
Record UpdatedJun 26, 2018
Title CompanyILLINOIS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address5325 LIVE OAK DR SMITHTON IL 622853745, SMITHTON, IL 62285-3745

Mortgage

Document Number00A2578696
DateJun 7, 2018
Instrument2578696
Lender
NameSCOTT CU
TypeCredit Union
AddressEDWARDSVILLE, IL 62025
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 6, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5325 Live Oak Dr was $9,644 with exemptions applied, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionPrairie Du Long Township
Unified School DistrictNew Athens Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,644.00 (+2.81%) Homeowner's exemption Senior Citizen's exemption$154,329 (+4.86%) Land $35,034 Building $119,295$462,987 (+4.86%) Land $105,102 Building $357,885
2024$9,380.00$147,174 Land $34,245 Building $112,929$441,522 Land $102,735 Building $338,787
2022$127,726 Land $29,720 Building $98,006$383,178 Land $89,160 Building $294,018
2019$8,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5325 Live Oak Dr; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5325 Live Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30

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