5325 Lakeside Ln, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 5325 Lakeside Ln, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,778 sqft · built 1998
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$500,500 (Oct 2021)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-09-32-0-000-001.010`

Property Details

APN / Parcel Number

Primary APN	`13-10-09-32-0-000-001.010`
Alternative APNs	`ALT APN:1009320000001010` `213485` `14294`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,778 sqft Living Area
1st Floor Area	2,063 sqft
Upper Floors Area	1,715 sqft
Flooring	Earth/Dirt
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	228 sqft
Deck Area	585 sqft

Location & Zoning

Account Number	213485
Street Address	5325 LAKESIDE LN
City	CEDAR BLUFF
State	AL
Zip	35959-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 RIVERBEND ESTATES PHASE 2 10/79 ALSO 1/27 INTEREST IN COMMON AREA PARCEL 01.06A & 01.06
Legal Range	10E
Legal Township	09S
Legal Section	32
Legal Subdivision	RIVERBEND ESTATES
Legal Phase	2
Legal Lot Number	26
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2060
Census Tract	955701

Owner

Source: Cherokee County records · APN 13-10-09-32-0-000-001.010

Assessment roll updated December 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	489 BUTLER DAIRY RD, SUMMERVILLE, GA 30747-6063
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Deed Document Number	2021221100
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	0000000100
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 26, 2021
Property Address	5325 LAKESIDE LN, CEDAR BLUFF, AL 35959-5616
Document Number	0000221100
Map Reference	PB 10 PG 79
Instrument Date	Oct 22, 2021
Instrument	221100
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221101
Date	Oct 26, 2021
Instrument	221101

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 (+0.11%)	$40,380 (+0.1%) Land $600 Building $39,780	$403,700 (+0.1%) Land $5,900 Building $397,800
2024	$1,895.00	$40,340 (-) Land $560 Building $39,780	$403,300 (-) Land $5,500 Building $397,800
2023	$1,895.00 (-50.55%)	$40,340 (-50.53%)	$403,300 (-1.08%) Land $5,500 Building $397,800
2022	$3,832.00	$81,540 Land $1,100 Building $80,440	$407,700 Land $5,500 Building $402,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), as of March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199557012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 81 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AL0000187, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.