5325 Frederick Ln, Effingham, SC 29541 Property Records

Florence County property record for 5325 Frederick Ln, Effingham, SC 29541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,953 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$999 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00106-01-142`

Property Details

APN / Parcel Number

Primary APN	`00106-01-142`
Alternative APN	`15059712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,953 sqft Living Area
1st Floor Area	1,953 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5325 FREDERICK LN
City	EFFINGHAM
State	SC
Zip	29541-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF CUMMINGS RD
Jurisdiction	FLORENCE SC
Township / Civil Division	DANWOOD
Census Block Group	1
Census Block	1015
Census Tract	1506

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5325 FREDERICK LN, EFFINGHAM, SC 29541-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2019	Quit Claim Deed, Mortgage · FHA Mortgage AMERICAN SEC MTG
Apr 23, 2019	Deed of Trust, Mortgage · Line of Credit SMC HM FIN
Jan 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 17, 2019
Transfer Doc	0816001465
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Recording Date	May 14, 2026
Property Address	5325 FREDERICK LN, EFFINGHAM, SC 29541-3210
Document Number	0000006343
Book / Page	1215 / 990
Instrument Date	Apr 3, 2026
Instrument	20266343
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 FREDERICK LN, EFFINGHAM, SC 29541-3210

Mortgage

Document Number	0000006343,
Date	May 14, 2026
Book Page	1215/990
Instrument	20266343

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	5325 FREDERICK LN, EFFINGHAM, SC 29541-3210
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 FREDERICK LN, EFFINGHAM, SC 29541-3210

Mortgage

Document Number	0009961263
Date	Jun 3, 2022
Book Page	996/1263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FLORENCE SC
Recording Date	Sep 19, 2019
Property Address	5325 FREDERICK LN, EFFINGHAM, SC 29541-3210
Document Number	0000013683
Book / Page	000816 / 001465
Instrument Date	Sep 17, 2019
Instrument	13683
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 FREDERICK LN EFFINGHAM SC 295413210, EFFINGHAM, SC 29541-3210

Mortgage

Document Number	13684
Date	Sep 19, 2019
Book Page	000816/001471
Instrument	13684

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	5325 FREDERICK LN, EFFINGHAM, SC 29541-3210
Document Number	0000005362
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3619 SAVANNAH GROVE RD EFFINGHAM SC 295416376, EFFINGHAM, SC 29541-6376

Mortgage

Document Number	0000005362
Date	Apr 23, 2019
Book Page	000793/000960
Instrument	5362

Lender

Name	SMC HM FIN
Type	Funding / Finance Company
Address	KINSTON, NC 28504

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLORENCE SC
Recording Date	Jan 18, 2019
Property Address	5325 FREDERICK LN, EFFINGHAM, SC 29541-3210
Document Number	0000000694
Book / Page	000780 / 000586
Instrument Date	Nov 13, 2018
Instrument	694
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3619 SAVANNAH GROVE RD EFFINGHAM SC 295416376, EFFINGHAM, SC 29541-6376

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$999.00 (+6.39%)	$9,035 (-99.88%) Land $442 Building $8,593	$225,898 (-98.8%) Land $11,050 Building $214,848
2023	$939.00 (+10.34%) Homeowner's exemption	$7,550,331 (+99,904.38%) Land $442,000 Building $7,108,331	$18,875,829 (+9,900.02%) Land $1,105,000 Building $17,770,829
2022	$851.00 Homeowner's exemption	$7,550 Land $442 Building $7,108	$188,758 Land $11,050 Building $177,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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