5325 Fish Lake Dam Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5325 Fish Lake Dam Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,058 sqft · built 1981
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$249,900 (Sep 2020)
Tax Bill$3,124 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN365-0010-03756

Property Details

APN / Parcel Number

Primary APN365-0010-03756
Alternative APN
  • 1096328

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,058 sqft Gross Area
1st Floor Area1,058 sqft
Basement Area144 sqft
Finished Basement144 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area217,800 sqft (5 acres)
Garage Area598 sqft

Exterior Amenities

PorchPatio
Porch Area218 sqft
Deck Area35 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1096328
Street Address5325 FISH LAKE DAM RD
CityDULUTH
StateMN
Zip55803-9403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionN1/2 OF SE1/4 OF NE1/4 OF SE1/4 SERIAL #
Legal Range15W
Legal Township52N
Legal Section21
Legal SubdivisionFREDENBERG TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionFREDENBERG
Census Block Group2
Census Block2003
Census Tract10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5325 FISH LAKE DAM RD, DULUTH, MN 55803-9403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2020 · Amount on Record
Deed SaleSep 16, 2020 · Amount on Record
Deed Document Number20201390678
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 16, 2020
Property Address5325 FISH LAKE DAM RD, DULUTH, MN 55803-9403
Document Number00A1390678
Instrument DateSep 15, 2020
InstrumentA1390678
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyPIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5325 FISH LAKE DAM RD DULUTH MN 558039403, DULUTH, MN 55803-9403

Mortgage

Document NumberA1390679
DateSep 16, 2020
InstrumentA1390679
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 15, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFredenberg Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,124.00 (+1.49%)
2025$3,078.00 (+10.56%)$284,600 (-6.54%) Land $95,400 Building $189,200$284,600 (-6.54%) Land $95,400 Building $189,200
2024$2,784.00$304,500 (+19.83%) Land $80,900 Building $223,600$304,500 (+19.83%) Land $80,900 Building $223,600
2022$254,100 Land $70,100 Building $184,000$254,100 Land $70,100 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2022–2024)
Most Recent ClaimJun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fish Lake Dam Rd

Nearby Streets

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