Island County property record for 5325 Bercot Rd, Freeland, WA 98249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,954 sqft · built 1977 |
| Lot Size | 0.973 acres (42,362 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Nov 2019) |
| Tax Bill | $5,749 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S8290-00-00014-0 |
| Primary APN | S8290-00-00014-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,954 sqft Living Area |
| 1st Floor Area | 1,954 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Hardboard/Plywood |
| Foundation Type | Concrete |
| Roof Material | Aluminum |
| Lot Area | 42,362 sqft (0.973 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 622 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 5325 BERCOT RD |
|---|---|
| City | FREELAND |
| State | WA |
| Zip | 98249-9723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | SYNDICATE ADD LOT 14 INCL ADJ TIDES |
| Legal Subdivision | SYNDICATE ADD |
| Legal Lot Number | 14 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | CENTRAL WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 971301 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5325 BERCOT RD, FREELAND, WA 98249-9723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Dec 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 3, 2021 | Intrafamily Transfer, Transfer |
| Nov 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Oct 8, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 20194475737 |
| Last Transfer Date | Nov 1, 2021 |
| Transfer Doc | 0004536262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 5325 BERCOT RD, FREELAND, WA 98249-9723 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0004544416 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 4544416 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Dec 20, 2021 |
| Property Address | 5325 BERCOT RD, FREELAND, WA 98249-9723 |
| Document Number | 0004536262 |
| Map Reference | VOL 2 PG 23 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 4536262 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5325 BERCOT RD, FREELAND, WA 98249-9723 |
| Investor | Possibly a Property Investor |
| Document Number | 0004536263 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 4536263 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 3, 2021 |
| Property Address | 5325 BERCOT RD, FREELAND, WA 98249-9723 |
| Document Number | 0004520804 |
| Map Reference | VOL 2 PG 23 |
| Instrument Date | May 27, 2021 |
| Instrument | 4520804 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5325 BERCOT RD, FREELAND, WA 98249-9723 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Nov 18, 2019 |
| Property Address | 5325 BERCOT RD, FREELAND, WA 98249-9723 |
| Document Number | 0004475737 |
| Map Reference | VOL 2 PG 23 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 4475737 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | PREMIER TITLE OF ISLAND CNTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,465.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1386, LANGLEY, WA 98260-1386 |
| Document Number | 0004475738 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 4475738 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Oct 8, 2018 |
| Property Address | 5325 BERCOT RD, FREELAND, WA 98249-9723 |
| Document Number | 0004453016 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 4453016 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5325 BERCOT RD FREELAND WA 982499723, FREELAND, WA 98249-9723 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,749.00 (-28.73%) | ||
| 2025 | $8,066.00 (+31.93%) | $1,149,740 (+3.45%) Land $751,000 Building $398,740 | $1,149,740 (+3.45%) Land $751,000 Building $398,740 |
| 2023 | $6,114.00 | $1,111,384 (+21.58%) Land $706,000 Building $405,384 | $1,111,384 (+21.58%) Land $706,000 Building $405,384 |
| 2022 | $914,144 Land $701,000 Building $213,144 | $914,144 Land $701,000 Building $213,144 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2012–2022) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Whidbey Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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