5325 16th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 5325 16th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,109 sqft · built 2003
Owner	Individual Name on File
Last Sale	$263,000 (Nov 2022)
Tax Bill	$2,866 (2023)
Deeds & Mortgages	Nov 2022 Sale Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50095-0778`

Property Details

APN / Parcel Number

Primary APN	`82-50095-0778`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,109 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Width	80 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.50095.0778
Street Address	5325 16TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-4674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 001 BLOCK 002 OF QUAIL MEADOWS 3
Legal Range	28
Legal Township	124
Legal Section	05
Legal Subdivision	QUAIL MEADOWS 3
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2021
Census Tract	1003

Owner

5325 16th St N is owned and occupied by an individual who bought it in November 2022.

Source: Stearns County records, as of April 8, 2024

Owner of Record	Individual Name on File
Mailing Address	5325 16TH ST N, SAINT CLOUD, MN 56303-4674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 16, 2022	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 11, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Nov 16, 2022
Deed Document Number	A1644481
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 16, 2022
Property Address	5325 16TH ST N, SAINT CLOUD, MN 56303-4674
Document Number	00A1644481
Instrument Date	Nov 4, 2022
Instrument	A1644481
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 16TH ST N, SARTELL, MN 56303-4674

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 16, 2022
Property Address	5325 16TH ST N, SAINT CLOUD, MN 56303-4674
Document Number	00A1644480
Instrument Date	Oct 27, 2022
Instrument	A1644480
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5325 16TH ST N, SARTELL, MN 56303-4674

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 11, 2021
Property Address	5325 16TH ST N, SAINT CLOUD, MN 56303-4674
Document Number	00A1602438
Instrument Date	May 5, 2021
Instrument	A1602438
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5325 16TH ST N, SAINT CLOUD, MN 56303-4674

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,866.00	$256,100 Land $40,000 Building $216,100	$256,100 Land $40,000 Building $216,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5325 16th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5325 16th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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