St. Louis County property record for 5324 Shady Ln, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 960 sqft · built 1978 |
| Lot Size | 0.915 acres (39,893 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,000 (Jan 2002) |
| Tax Bill | $1,580 (2026) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-0040-01050 |
| Primary APN | 280-0040-01050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Gross Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 168 sqft |
| Finished Basement | 168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 39,893 sqft (0.915 acres) |
| Deck Area | 64 sqft |
| Cabin | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 673149 |
|---|---|
| Street Address | 5324 SHADY LN |
| City | DULUTH |
| State | MN |
| Zip | 55811-9732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 06 BLOCK:006 SERIAL # |
| Legal Subdivision | CARIBOU LAKE TRACT |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CANOSIA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10602 |
5324 Shady Ln is owned and occupied by two individuals who bought it in January 2002.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5324 SHADY LN, DULUTH, MN 55811-9732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2002 · Amount on File |
| Deed Sale | Jan 23, 2002 · Amount on File |
| Deed Document Number | 2002715734 |
| Prior Transfer Date | Sep 14, 2001 |
| Prior Transfer Doc | 0000709046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5324 SHADY LN, DULUTH, MN 55811-9732 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0001041393 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 1041393 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2026 property tax bill for 5324 Shady Ln was $1,580 with a homeowner's exemption, up 6.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Canosia Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,580.00 (+6.47%) Homeowner's exemption | ||
| 2025 | $1,484.00 (-7.94%) Homeowner's exemption | $179,300 (+3.05%) Land $41,300 Building $138,000 | $179,300 (+3.05%) Land $41,300 Building $138,000 |
| 2024 | $1,612.00 | $174,000 Land $40,300 Building $133,700 | $174,000 Land $40,300 Building $133,700 |
| 2022 | $149,800 Land $35,700 Building $114,100 | $149,800 Land $35,700 Building $114,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5324 Shady Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5324 Shady Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
May also be available: Verizon.
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