Hillsborough County property record for 5324 Sanderling Ridge Dr, Lithia, FL 33547
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,678 sqft · built 2012 |
| Lot Size | 0.239 acres (10,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Jul 2022) |
| Tax Bill | $11,606 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 088078-3360 |
| Primary APN | 088078-3360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,678 sqft Living Area |
| Gross Area | 3,530 sqft |
| 1st Floor Area | 1,418 sqft |
| 2nd Floor Area | 1,260 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,412 sqft (0.239 acres) |
| Lot Dimensions | 173 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 412 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0880783360 |
|---|---|
| Street Address | 5324 SANDERLING RIDGE DR |
| City | LITHIA |
| State | FL |
| Zip | 33547-3997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | STARLING AT FISHHAWK PHASE 1C/2B-1 LOT 15 BLOCK 28 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 20 |
| Legal Subdivision | STARLING AT FISHHAWK PHASE 1C/2B-1 |
| Legal Block | 28 |
| Legal Lot Number | 15 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 13926 |
5324 Sanderling Ridge Dr is owned and occupied by two individuals who bought it in July 2022.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5324 SANDERLING RIDGE DR, LITHIA, FL 33547-3997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2020 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Prior Sale | Jul 20, 2020 · Amount on File |
| Deed Document Number | 2022342914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 12, 2022 |
| Property Address | 5324 SANDERLING RIDGE DR, LITHIA, FL 33547-3997 |
| Document Number | 0000342914 |
| Map Reference | MB 118 PG 186-197 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022342914 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,445.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 SANDERLING RIDGE DR, LITHIA, FL 33547-3997 |
| Document Number | 0000342915 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022342915 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 20, 2020 |
| Property Address | 5324 SANDERLING RIDGE DR, LITHIA, FL 33547-3997 |
| Document Number | 0000292237 |
| Map Reference | MB 118 PG 186-197 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 2020292237 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15713 COURTSIDE VIEW DR, 15713, LITHIA, FL 33547-4066 |
| Name | Verified Name |
|---|---|
| Address | 5324 SANDERLING RIDGE DR, LITHIA, FL 33547-3997 |
| Document Number | 0000292238 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020292238 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 20, 2017 |
| Property Address | 5324 SANDERLING RIDGE DR, LITHIA, FL 33547-3997 |
| Document Number | 0000287440 |
| Book / Page | 25106 / 1125 |
| Map Reference | MB118 PG186-197 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 2017287440 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIDELITY NATL TITLE OF FLORI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5324 SANDERLING RIDGE DR, LITHIA, FL 33547-3997 |
| Document Number | 0000287441 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 2017287441 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 5324 Sanderling Ridge Dr was $11,606 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,780 (-1.57%) Land $151,553 Building $358,227 | $509,780 (-1.79%) Land $151,553 Building $358,227 | |
| 2025 | $11,606.00 Homeowner's exemption | $517,934 | $519,051 Land $151,553 Building $367,498 |
| 2023 | $9,930.00 (+286.38%) Homeowner's exemption | $459,784 (+26.24%) Land $131,346 Building $328,438 | $459,784 (+2.52%) Land $131,346 Building $328,438 |
| 2022 | $2,570.00 Disabled Person's exemption Veteran's exemption | $364,228 | $448,481 Land $131,346 Building $317,135 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5324 Sanderling Ridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 65 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5324 Sanderling Ridge Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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