5324 Roper Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5324 Roper Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,252 sqft · built 1978
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$693,000 (Apr 2024)
Tax Bill	$8,587 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`253-0320-040-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0320-040-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,252 sqft Living Area
1st Floor Area	1,170 sqft
2nd Floor Area	840 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5324 ROPER AVE
City	FAIR OAKS
State	CA
Zip	95628-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADISON AVENUE ESTATES, LOT 40
Legal Subdivision	MADISON AVENUE ESTATES
Legal Lot Number	40
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2002
Census Tract	8006

Owner

5324 Roper Ave is owned by an individual who bought it in April 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3381 SODA WAY, SACRAMENTO, CA 95834-1798
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Grant Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC
Apr 16, 2024	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Jun 18, 2020	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Mar 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 1, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage BANNER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Prior Sale	Aug 1, 2013 · Amount on File
Deed Book / Page	20240416 / 690
Prior Transfer Date	Mar 2, 2020
Prior Transfer Doc	3130000000580
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 16, 2024
Property Address	5324 ROPER AVE, FAIR OAKS, CA 95628-3812
Document Number	0000000690
Map Reference	MB 108 MAP 10
Instrument Date	Apr 12, 2024
Instrument	202404160690
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3381 SODA WAY, SACRAMENTO, CA 95834-1798

Mortgage

Document Number	0000000692
Date	Apr 16, 2024
Instrument	202404160692

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Margin	5
Max Rate	11.8%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 16, 2024
Property Address	5324 ROPER AVE, FAIR OAKS, CA 95628-3812
Document Number	0000000691
Map Reference	MB 108 MAP 10
Instrument Date	Apr 12, 2024
Instrument	202404160691
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3381 SODA WAY, SACRAMENTO, CA 95834-1798

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5324 ROPER AVE, FAIR OAKS, CA 95628-3812
Document Number	2006231409
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5324 ROPER AVE FAIR OAKS CA 956283812, FAIR OAKS, CA 95628-3812

Mortgage

Document Number	2006231409
Date	Jun 23, 2020
Instrument	2006231409

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 13, 2020
Property Address	5324 ROPER AVE, FAIR OAKS, CA 95628-3812
Document Number	2003130580
Instrument Date	Mar 2, 2020
Instrument	2003130580
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5324 ROPER AVE FAIR OAKS CA 956283812, FAIR OAKS, CA 95628-3812

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 1, 2019
Property Address	5324 ROPER AVE, FAIR OAKS, CA 95628-3812
Document Number	1910010651
Instrument Date	Sep 24, 2019
Instrument	1910010651
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 ROPER AVE FAIR OAKS CA 956283812, FAIR OAKS, CA 95628-3812

Mortgage

Document Number	1910010652
Date	Oct 1, 2019
Instrument	1910010652

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5324 Roper Ave was $8,587, up 53.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$720,997 (+2%) Land $156,060 Building $564,937
2025	$8,587.00 (+53.09%)	$706,860 Land $153,000 Building $553,860
2024	$5,609.00 (+10.37%)
2023	$5,082.00 (+0.41%) Homeowner's exemption	$422,015 Land $87,490 Building $334,525
2022	$5,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5324 Roper Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5324 Roper Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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