5324 Pinefield Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5324 Pinefield Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,920 sqft · built 1993
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Dec 2021)
Tax Bill	$4,161 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A883002330`

Property Details

APN / Parcel Number

Primary APN	`A883002330`
Alternative APN	`3-0111-6291-00-0022.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,920 sqft Living Area
Gross Area	3,732 sqft
1st Floor Area	1,684 sqft
Basement Area	1,648 sqft
Finished Basement	1,236 sqft
Unfinished Basement	412 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883002330
Street Address	5324 PINEFIELD DR
City	SAINT CHARLES
State	MO
Zip	63304-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERWOOD FARMS LOT 22
Legal Subdivision	TIMBERWOOD FARMS
Legal Lot Number	22
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1028
Census Tract	311322

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5324 PINEFIELD DR, SAINT CHARLES, MO 63304-8024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Special Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Sep 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Jun 4, 2007
Deed Document Number	2021104034
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	0000071818
Record Updated	Oct 29, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 28, 2021
Property Address	5324 PINEFIELD DR, SAINT CHARLES, MO 63304-8024
Document Number	0000104034
Map Reference	MB 27 PG 97
Instrument Date	Dec 20, 2021
Instrument	2021R-104034
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1620 WESTSHYRE DR, LAKE SAINT LOUIS, MO 63367-4252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 PINEFIELD DR, COTTLEVILLE, MO 63304-8024

Mortgage

Document Number	0000104035
Date	Dec 28, 2021
Instrument	2021R-104035

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 25, 2020
Property Address	5324 PINEFIELD DR, SAINT CHARLES, MO 63304-8024
Document Number	0000071818
Instrument Date	Sep 10, 2020
Instrument	71818
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5324 PINEFIELD DR ST CHARLES MO 633048024, ST CHARLES, MO 63304-8024

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,511 (-)	$355,319 (-) Land $70,000 Building $285,319
2025	$4,161.00 (+26.63%)	$67,511 (+8.67%)	$355,319 (+8.67%) Land $70,000 Building $285,319
2023		$62,125 (+26.77%)
2022	$3,286.00	$49,006	$326,972 (+26.77%) Land $70,000 Building $256,972
2021			$257,928 Land $70,000 Building $187,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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