5324 Emerald St SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5324 Emerald St SE, Lacey, WA 98513

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,068 sqft · built 2015
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$424,500 (Apr 2019)
Tax Bill$10 (2026)
Deeds & MortgagesApr 2019 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7564-00-00300

Property Details

APN / Parcel Number

Primary APN7564-00-00300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,068 sqft Finished Area
1st Floor Area2,068 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5324 EMERALD ST SE
CityLACEY
StateWA
Zip98513-4543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 33 TOWNSHIP 18 RANGE 1W QUARTER NE SE PLAT SOUTHWICK LAKE ESTATES LT 3 DOCUMENT 4447107
Legal Range01W
Legal Township18N
Legal Section33
Legal SubdivisionSOUTHWICK LAKE ESTATES
Legal Lot Number3
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group1
Census Block1008
Census Tract11622

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5324 EMERALD ST SE, LACEY, WA 98513-4543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2019Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 9, 2017Warranty Deed, Transfer · VA Mortgage
GOLDWATER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2019 · Amount on Record
Deed SaleApr 22, 2019 · Amount on Record
Prior SaleAug 9, 2017 · Amount on Record
Deed Document Number4679309
Record UpdatedJun 8, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateApr 22, 2019
Property Address5324 EMERALD ST SE, LACEY, WA 98513-4543
Document Number0004679309
Map ReferenceDOC 4447107
Instrument DateApr 10, 2019
Instrument4679309
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySTEWART TITLE THURSTON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,556.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5324 EMERALD ST SE, LACEY, WA 98513-4543

Mortgage

Document Number0004679310
DateApr 22, 2019
Instrument4679310
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateAug 9, 2017
Property Address5324 EMERALD ST SE, LACEY, WA 98513-4543
Document Number0004579494
Map ReferenceDOC4447107
Instrument DateJul 28, 2017
Instrument4579494
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySTEWART TITLE WESTERN WA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,993.62
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5324 EMERALD ST SE, LACEY, WA 98513-4543

Mortgage

Document Number0004579495
DateAug 9, 2017
Instrument4579495
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10.00 (-99.79%)
2025$556,700 (+10.26%) Land $146,200 Building $410,500$556,700 (+10.26%) Land $146,200 Building $410,500
2023$4,805.00
2022$504,900 Land $59,600 Building $445,300$504,900 Land $59,600 Building $445,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

Nearby Properties on Emerald St SE

Nearby Streets

Search Property Records by Address or Parcel Number