Los Angeles County property record for 5324 E Walkerton St, Long Beach, CA 90808 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1963 |
| Square Footage | 1,371 sqft Living Area |
| Lot Size | 5,762 sqft (0.132 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,914.00 (2025) |
| Primary APN | 7183-020-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,371 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 5,762 sqft (0.132 acres) |
| Depth X Width | 108 ft x 53 ft Depth x Width |
| Heating System | Floor/Wall Furnace Heating |
|---|
| Street Address | 5324 E WALKERTON ST |
|---|---|
| City | LONG BEACH |
| State | CA |
| Zip | 90808-1944 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT NO 132O1 LOT 26 |
| Legal Subdivision | 132 |
| Legal Tract | 13201 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | LOS ANGELES CA |
| Minor Civil Division | LONG BEACH-LAKEWOOD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 573601 |
Source: Los Angeles County records · APN 7183-020-003
Assessment roll updated May 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 06, 2022 |
| Transfer Doc | 0000934486 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000437215 |
|---|---|
| Date | Jul 03, 2024 |
| Instrument | 24-0437215 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000634543 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 25-0634543 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0001177400 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 19-1177400 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 17, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Sep 26, 2022 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000934488 |
| Map Reference | MB 265 PG 1&2 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 22-0934488 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Sep 26, 2022 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000934486 |
| Map Reference | MB 265 PG 1&2 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 22-0934486 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000934487 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 22-0934487 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Oct 04, 2021 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0001501523 |
| Map Reference | MB 265 PG 1&2 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 21-1501523 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5824 EAST WALKETON STREET, LONG BEACH, CA 90806 |
| Document Number | 0001501524 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 21-1501524 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Oct 04, 2021 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0001501525 |
| Map Reference | MB 265 PG 1&2 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 21-1501525 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Oct 04, 2021 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0001501523 |
| Map Reference | MB 265 PG 1&2 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 21-1501523 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5824 EAST WALKETON STREET, LONG BEACH, CA 90806 |
| Document Number | 0001501524 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 21-1501524 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Oct 04, 2021 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0001501525 |
| Map Reference | MB 265 PG 1&2 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 21-1501525 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | May 04, 2021 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000706803 |
| Map Reference | MB 265 PG 1&2 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 21-0706803 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000706804 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 21-0706804 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | May 04, 2021 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000706805 |
| Map Reference | MB 265 PG 1&2 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 21-0706805 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Mar 01, 2021 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000334733 |
| Map Reference | MB 265 PG 1&2 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 21-0334733 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000334734 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 21-0334734 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Oct 01, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Mar 01, 2021 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000334735 |
| Map Reference | MB 265 PG 1&2 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 21-0334735 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Jun 08, 2020 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000616154 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 616154 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5324 E WALKERTON ST LONG BEACH CA 908081944, LONG BEACH, CA 90808-1944 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Jun 08, 2020 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000616152 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 616152 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST LONG BEACH CA 908081944, LONG BEACH, CA 90808-1944 |
| Document Number | 616153 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 616153 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 07, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Jul 16, 2019 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000690944 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 690944 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST LONG BEACH CA 908081944, LONG BEACH, CA 90808-1944 |
| Document Number | 690945 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 690945 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Jul 16, 2019 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000690946 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 690946 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5324 E WALKERTON ST LONG BEACH CA 908081944, LONG BEACH, CA 90808-1944 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | May 10, 2018 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000464529 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 464529 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST LONG BEACH CA 908081944, LONG BEACH, CA 90808-1944 |
| Document Number | 464530 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 464530 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 09, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | May 16, 2018 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000484088 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 484088 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5324 E WALKERTON ST LONG BEACH CA 908081944, LONG BEACH, CA 90808-1944 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | May 08, 2018 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000449731 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 449731 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 E WALKERTON ST LONG BEACH CA 908081944, LONG BEACH, CA 90808-1944 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Aug 31, 2017 |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000991214 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 991214 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5324 E WALKERTON ST LONG BEACH CA 908081944, LONG BEACH, CA 90808-1944 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Property Address | 5324 E WALKERTON ST, LONG BEACH, CA 90808-1944 |
| Document Number | 0000228650 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5324 E WALKERTON ST LONG BEACH CA 908081944, LONG BEACH, CA 90808-1944 |
| Document Number | 0000228650 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 228650 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
Source: Los Angeles County records · Assessment roll updated May 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Los Angeles County |
| Municipality | Long Beach City |
| Unified School District | Long Beach Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,914.00 (+4.55%) Homeowner's exemption | $513,974 (+4.04%) Land $372,210 Building $141,764 |
| 2024 | $6,613.00 (+1.72%) | |
| 2023 | $6,501.00 (+6.54%) Homeowner's exemption | $494,017 Land $357,757 Building $136,260 |
| 2022 | $6,102.00 |
Source: FEMA National Flood Hazard Layer, Los Angeles County (06037C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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