5324 Avondale St, Duluth, MN 55804 Property Records

St. Louis County property record for 5324 Avondale St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.25 ba · 1,427 sqft · built 1919
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$13,939 (Jul 2021)
Tax Bill	$4,414 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0790-08380`

Property Details

APN / Parcel Number

Primary APN	`010-0790-08380`
Alternative APN	`1112220`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,427 sqft Gross Area
1st Floor Area	958 sqft
Basement Area	340 sqft
Finished Basement	340 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1112220
Street Address	5324 AVONDALE ST
City	DULUTH
State	MN
Zip	55804-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 818 AND 819 SERIAL #
Legal Subdivision	CROSLEY PARK ADDITION TO DULUTH
Legal Block	64
Legal Lot Number	818-819
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3023
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5324 AVONDALE ST, DULUTH, MN 55804-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BANK OF COMMERCE
Jul 31, 2017	Warranty Deed, Transfer · FHA Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	20211043286
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 7, 2021
Property Address	5324 AVONDALE ST, DULUTH, MN 55804-1312
Document Number	0001043286
Instrument Date	Jun 28, 2021
Instrument	1043286
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$783.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 AVONDALE ST, DULUTH, MN 55804-1312

Mortgage

Document Number	0001043287
Date	Jul 7, 2021
Instrument	1043287

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 31, 2017
Property Address	5324 AVONDALE ST, DULUTH, MN 55804-1312
Document Number	000T987932
Instrument Date	Jul 14, 2017
Instrument	T987932
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5324 AVONDALE ST DULUTH MN 558041312, DULUTH, MN 55804-1312

Mortgage

Document Number	T987933
Date	Jul 31, 2017
Instrument	T987933

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,414.00 (+7.24%) Homeowner's exemption
2025	$4,116.00 (-8.9%) Homeowner's exemption	$336,200 (+6.46%) Land $47,800 Building $288,400	$336,200 (+6.46%) Land $47,800 Building $288,400
2024	$4,518.00	$315,800 (+5.44%) Land $46,200 Building $269,600	$315,800 (+5.44%) Land $46,200 Building $269,600
2022		$299,500 Land $35,500 Building $264,000	$299,500 Land $35,500 Building $264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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