5324 Arbor Pl, Williamsburg, VA 23188 Property Records

James City County property record for 5324 Arbor Pl, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 4,423 sqft · built 2015
Lot Size3.41 acres (148,670 sqft)
Owner2 Individual Names on Record
Tax Bill$8,593 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN30-4 07-0-0083

Property Details

APN / Parcel Number

Primary APN30-4 07-0-0083
Alternative APN
  • 34326

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area4,423 sqft Living Area
Basement Area2,079 sqft
Finished Basement1,488 sqft
Unfinished Basement591 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area148,670 sqft (3.41 acres)
Garage TypeAttached
Garage Area511 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number34326
Street Address5324 ARBOR PL
CityWILLIAMSBURG
StateVA
Zip23188-2469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 GENERAL
Legal DescriptionL-83 S-1B LIBERTY RIDGE
Legal SubdivisionLIBERTY RIDGE
Legal Lot Number83
JurisdictionJAMES CITY VA
Township / Civil DivisionPOWHATAN
Census Block Group1
Census Block1057
Census Tract80306

Owner

Source: James City County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5324 ARBOR PL, WILLIAMSBURG, VA 23188-2469
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
May 19, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS & FARMERS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address5324 ARBOR PL, WILLIAMSBURG, VA 23188-2469
Transaction TypeMortgage
Record UpdatedJun 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202305161
DateMay 30, 2023
Instrument202305161
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term351 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address5324 ARBOR PL, WILLIAMSBURG, VA 23188-2469
Document Number0000010699
Instrument DateMay 19, 2017
Transaction TypeMortgage
Record UpdatedJun 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5324 ARBOR PL WILLIAMSBURG VA 231882469, WILLIAMSBURG, VA 23188-2469

Mortgage

Document Number0000010699
DateMay 24, 2017
Instrument10699
Lender
NameCITIZENS & FARMERS BK
TypeBank
AddressYORKTOWN, VA 23693
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,593.00 (+6.4%)$1,035,400 (+34.57%) Land $200,000 Building $835,400$1,035,400 (+34.57%) Land $200,000 Building $835,400
2024$8,076.00 (+26.46%)
2023$6,386.00$769,400 Land $146,200 Building $623,200$769,400 Land $146,200 Building $623,200
2022$6,386.00 (+3.27%)
2019$6,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 147 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies147 in force
Nearby Flood Claims14 (2003–2024)
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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