Santa Rosa County property record for 5323 Cox Rd, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,515 sqft · built 2006 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Oct 2023) |
| Tax Bill | $2,204 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-1N-27-0000-00282-0000 |
| Primary APN | 05-1N-27-0000-00282-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,515 sqft Living Area |
| Gross Area | 2,059 sqft |
| 1st Floor Area | 1,515 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,820 sqft (0.455 acres) |
| Lot Dimensions | 248 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 44 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5323 COX RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-7518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | *DESC UPDATE FOR 2024* LOT G OF UNREC SUB DES AS: COM SE COR GOV LT 1 THN N00*0454E 398.89 FT THN N00*0325E 407.82 FT THN N89*4901W 247.75 FT THN N00*0148E 239.58 FT TO POB & CONT 79.86 FT THN S89*5522E 247.75 FT THN S00*0148W 79.97 FT TO W R/W COX R |
| Legal Range | 27W |
| Legal Township | 1N |
| Legal Section | 05 |
| Legal Subdivision | LOT G OF UNREC SUB |
| Legal Lot Number | G,1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | EAST MILTON |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 10808 |
5323 Cox Rd is owned and occupied by two individuals who bought it in October 2023.
Source: Santa Rosa County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5323 COX RD, MILTON, FL 32583-7518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Feb 18, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 11, 2023 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY BANK |
| Feb 27, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on File |
| Deed Sale | Oct 11, 2023 · Amount on File |
| Prior Sale | Sep 14, 2006 · Amount on File |
| Deed Document Number | 202346208 |
| Deed Book / Page | 4442 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5323 COX RD, MILTON, FL 32583-7518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5323 COX RD, MILTON, FL 32583-7518 |
| Document Number | 0042380412 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 4238/412 |
| Instrument | 202204915 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5323 COX RD, MILTON, FL 32583-7518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5323 COX RD, MILTON, FL 32583-7518 |
| Document Number | 0045870551 |
|---|---|
| Date | Feb 18, 2025 |
| Book Page | 4587/551 |
| Instrument | 202506620 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 11, 2023 |
| Property Address | 5323 COX RD, MILTON, FL 32583-7518 |
| Document Number | 0044420313 |
| Book / Page | 4442 / 313 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 202346208 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | PURE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4749 121ST TER N, ROYAL PALM BEACH, FL 33411-8973 |
| Name | Verified Name |
|---|---|
| Address | 5323 COX RD, MILTON, FL 32583-7518 |
| Document Number | 0004442316 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 4442/316 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5323 COX RD, MILTON, FL 32583-7518 |
| Document Number | 0039231469 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 9880 CREET CIR NAVARRE FL 325663346, NAVARRE, FL 32566-3346 |
| Document Number | 0039231469 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 003923/001469 |
| Instrument | 9741 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | PENSACOLA, FL 32501-3903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2050 |
The 2025 property tax bill for 5323 Cox Rd was $2,204, up 4.8% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,204.00 (+4.75%) | $181,294 (+3.38%) Land $15,200 Building $166,094 | $181,294 (+3.38%) Land $15,200 Building $166,094 |
| 2024 | $2,104.00 (+5.25%) | $175,366 (+2.62%) Land $12,000 Building $163,366 | $175,366 (+2.62%) Land $12,000 Building $163,366 |
| 2023 | $1,999.00 (+5.99%) | $170,881 (+5.08%) Land $12,000 Building $158,881 | $170,881 (+5.08%) Land $12,000 Building $158,881 |
| 2022 | $1,886.00 | $162,627 | $162,627 Land $8,000 Building $154,627 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5323 Cox Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2017–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5323 Cox Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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