5322 Winhawk Way, Lutz, FL 33558 Property Records

Hillsborough County property record for 5322 Winhawk Way, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,545 sqft · built 2001
Lot Size	0.221 acres (9,603 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (Feb 2001)
Tax Bill	$8,959 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`014852-5348`

Property Details

APN / Parcel Number

Primary APN	`014852-5348`
Alternative APN	`U2027185GW000004000080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,545 sqft Living Area
Gross Area	3,429 sqft
1st Floor Area	2,545 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,603 sqft (0.221 acres)
Lot Dimensions	128 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Porch Area	208 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0148525348
Street Address	5322 WINHAWK WAY
City	LUTZ
State	FL
Zip	33558-8036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LAKESHORE PHASE 1 LOT 8 BLOCK 4
Legal Range	18E
Legal Township	27S
Legal Section	20
Legal Subdivision	LAKESHORE PHASE 1
Legal Phase	1
Legal Tract	5GW
Legal Block	4
Legal Lot Number	8
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	1
Census Block	1003
Census Tract	11523

Owner

5322 Winhawk Way is owned and occupied by two individuals who bought it in February 2001.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5322 WINHAWK WAY, LUTZ, FL 33558-8036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2001 · Amount on File
Deed Sale	Feb 26, 2001 · Amount on File
Deed Book / Page	10630 / 1787
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5322 WINHAWK WAY, LUTZ, FL 33558-8036
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5322 WINHAWK WAY, LUTZ, FL 33558-8036

Mortgage

Document Number	0000282717
Date	Jun 3, 2022
Instrument	2022282717

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5322 Winhawk Way was $8,959 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,449 (+2.7%)	$526,653 (-1.95%) Land $126,048 Building $400,605
2025	$8,959.00 Homeowner's exemption	$488,266	$537,112 Land $126,048 Building $411,064
2023	$8,000.00 (+3.75%) Homeowner's exemption	$460,684 (+3%)	$507,129 (+13.38%) Land $111,504 Building $395,625
2022	$7,711.00 Homeowner's exemption	$447,266 Land $101,808 Building $345,458	$447,266 Land $101,808 Building $345,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5322 Winhawk Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	6 (1981–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5322 Winhawk Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20