5322 Vine St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 5322 Vine St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1978
Lot Size	10.1 acres (439,956 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Sep 2015)
Tax Bill	$2,947 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-026-1003-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-026-1003-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,572 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	439,956 sqft (10.1 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5322 VINE ST
City	SAINT CLAIR
State	MI
Zip	48079-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	COMMENCING AT THE CENTER POST OF SEC 26, THENCE N 89D 47M 15S W 790.85' ALG THE E&W 1/4 LINE OF SEC 26 TO THE POINT OF BEG,
Legal Range	16E
Legal Township	05N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1027
Census Tract	640200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5322 VINE ST, SAINT CLAIR, MI 48079-4002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2015 · Amount on Record
Deed Sale	Sep 8, 2015 · Amount on Record
Deed Document Number	201520812
Deed Book / Page	4636 / 799
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5322 VINE ST, SAINT CLAIR, MI 48079-4002
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5322 VINE ST, SAINT CLAIR, MI 48079-4002

Mortgage

Document Number	0005904451
Date	Mar 11, 2026
Book Page	5904/451
Instrument	2026004443

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5322 VINE ST, SAINT CLAIR, MI 48079-4002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049370988
Date	Apr 24, 2018
Book Page	4937/988
Instrument	2018009491

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,500 (+3.04%)	$305,000 (+3.04%)
2025	$2,947.00 (+3.37%) Homeowner's exemption	$148,000 (+23.13%)
2024	$2,851.00 (+8.9%)		$296,000 (+23.13%)
2023		$120,200
2022	$2,618.00		$240,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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