5322 Ross Rd, Memphis, TN 38141 Property Records

Shelby County property record for 5322 Ross Rd, Memphis, TN 38141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1989
Lot Size	0.278 acres (12,128 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Jul 2005)
Tax Bill	$1,494 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D0-255N-E0-0026`

Property Details

APN / Parcel Number

Primary APN	`D0-255N-E0-0026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	1,987 sqft
1st Floor Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,128 sqft (0.278 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5322 ROSS RD
City	MEMPHIS
State	TN
Zip	38141-0749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-3
Legal Description	ES ROSS RD COR PLUMBLEE CV E (SE)
Legal Subdivision	VILLAGE OF BENNINGTON FOREST SEC A
Legal Lot Number	26
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	1
Census Block	1001
Census Tract	21753

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5322 ROSS RD, MEMPHIS, TN 38141-0749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2005 · Amount on Record
Deed Sale	Jul 19, 2005 · Amount on Record
Prior Sale	Aug 24, 1994 · Amount on Record
Deed Document Number	2005113279
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5322 ROSS RD, MEMPHIS, TN 38141-0749
Document Number	0000111563
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5322 ROSS RD MEMPHIS TN 381410749, MEMPHIS, TN 38141-0749

Mortgage

Document Number	0000111563
Date	Oct 12, 2020
Instrument	111563

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5322 ROSS RD, MEMPHIS, TN 38141-0749
Document Number	0000005942
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5322 ROSS RD MEMPHIS TN 381410749, MEMPHIS, TN 38141-0749

Mortgage

Document Number	0000005942
Date	Jan 18, 2019
Instrument	5942

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 17, 2039

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00 (+1.43%)	$55,575 (+27.83%) Land $12,000 Building $43,575	$222,300 (+27.83%) Land $48,000 Building $174,300
2023		$43,475 Land $6,850 Building $36,625
2022	$1,473.00
2021			$173,900 Land $27,400 Building $146,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: C Spire Wireless, Northcentral Connect, T-Mobile.

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