Hamilton County property record for 5322 Misty Valley Dr, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,791 sqft · built 1994 |
| Lot Size | 0.795 acres (34,667 sqft) |
| Owner | Trust Name on File |
| Last Sale | $147,000 (Jul 2013) |
| Tax Bill | $1,162 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 141C C 005 |
| Primary APN | 141C C 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,791 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,667 sqft (0.795 acres) |
| Lot Dimensions | 386 ft deep x 95 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000133327 |
|---|---|
| Street Address | 5322 MISTY VALLEY DR |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-6810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 19 MISTY VALLEY SUB PB52 PG27 OUT OF 141-62 FOR 1994 |
| Legal Subdivision | MISTY VALLEY SUB |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11204 |
5322 Misty Valley Dr is owner-occupied and held in a trust since July 2013.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5322 MISTY VALLEY DR, OOLTEWAH, TN 37363-6810 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Sep 8, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2013 · Amount on File |
| Deed Sale | Jul 1, 2013 · Amount on File |
| Prior Sale | Dec 20, 2012 · Amount on File |
| Deed Document Number | 2013313 |
| Deed Book / Page | 9993 / 879 |
| Prior Transfer Date | Jun 7, 2013 |
| Prior Transfer Doc | 0000000313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5322 MISTY VALLEY DR, OOLTEWAH, TN 37363-6810 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000178 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 12525/472 |
| Instrument | 2021061400178 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 3, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 8, 2021 |
| Property Address | 5322 MISTY VALLEY DR, OOLTEWAH, TN 37363-6810 |
| Document Number | 0000000313 |
| Book / Page | 12643 / 184 |
| Map Reference | MB 52 PG 27 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021090800313 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 5322 MISTY VALLEY DR, OOLTEWAH, TN 37363-6810 |
The 2025 property tax bill for 5322 Misty Valley Dr was $1,162, down 10.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Collegedale City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,162.00 (-10.82%) | $76,725 (+31.66%) | $306,900 (+31.66%) Land $55,000 Building $251,900 |
| 2024 | $1,303.00 (-41.2%) | $58,275 (-) | $233,100 (-) Land $55,000 Building $178,100 |
| 2023 | $2,216.00 (+4.43%) | $58,275 (-) | $233,100 (-) Land $55,000 Building $178,100 |
| 2022 | $2,122.00 | $58,275 | $233,100 Land $55,000 Building $178,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5322 Misty Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5322 Misty Valley Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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