5322 Lancaster Dr, Belton, TX 76513 Property Records

Bell County property record for 5322 Lancaster Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 2018
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$193,500 (Jan 2019)
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Aug 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922293566`

Property Details

APN / Parcel Number

Primary APN	`0922293566`
Alternative APNs	`471743` `854967`

Interior

Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	93 sqft

Location & Zoning

Street Address	5322 LANCASTER DR
City	BELTON
State	TX
Zip	76513-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE CREEKS PHASE II, BLOCK 004, LOT 0020
Legal Subdivision	THREE CREEKS PHASE II
Legal Block	4
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1019
Census Tract	21502

Owner

5322 Lancaster Dr is owned and occupied by an individual who bought it in January 2019.

Source: Bell County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5322 LANCASTER DR, BELTON, TX 76513-5870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Vendor's Lien, Transfer SWBC MORTGAGE CORP
Aug 29, 2018	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK
Feb 21, 2018	Grant Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Deed Document Number	20193345
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	0000003345
Record Updated	Oct 29, 2026

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 28, 2019
Property Address	5322 LANCASTER DR, BELTON, TX 76513-5870
Document Number	0000003345
Map Reference	DOC 2016-87A&B
Instrument Date	Jan 18, 2019
Instrument	2019-00003345
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5322 LANCASTER DR, BELTON, TX 76513-5870

Mortgage

Document Number	0000003346
Date	Jan 28, 2019
Instrument	2019-00003346

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Recording Date	Aug 29, 2018
Property Address	5322 LANCASTER DR, BELTON, TX 76513-5870
Instrument Date	Aug 22, 2018
Instrument	36559
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

Mortgage

Document Number	0000036559
Date	Aug 29, 2018
Instrument	36559

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Aug 28, 2020

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Feb 21, 2018
Property Address	5322 LANCASTER DR, BELTON, TX 76513-5870
Document Number	0000006964
Instrument Date	Feb 13, 2018
Instrument	6964
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

Tax Assessment & Valuation

The 2025 property tax bill for 5322 Lancaster Dr was $2,061 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,061.00	$289,169	$301,136 Land $50,000 Building $251,136
2023	$4,762.00 (-12.38%) Homeowner's exemption	$312,483 Land $50,000 Building $262,483	$312,483 Land $50,000 Building $262,483
2022	$5,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5322 Lancaster Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5322 Lancaster Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Altitude ISP, AT&T, Western Broadband.

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