5322 James Michael Dr, Rosharon, TX 77583 Property Records

Fort Bend County property record for 5322 James Michael Dr, Rosharon, TX 77583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 2022
Lot Size	0.129 acres (5,623 sqft)
Owner	Individual Name on Record
Tax Bill	$1,317 (2025)
Deeds & Mortgages	May 2024 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R518258`

Property Details

APN / Parcel Number

Primary APN	`R518258`
Alternative APN	`2499-01-005-0270-907`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,524 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	5,623 sqft (0.129 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R518258
Street Address	5322 JAMES MICHAEL DR
City	ROSHARON
State	TX
Zip	77583-4796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTON HEIGHTS SEC 1, BLOCK 5, LOT 27
Legal Subdivision	CHARLESTON HEIGHTS SEC 1
Legal Block	5
Legal Lot Number	27
Jurisdiction	FORT BEND TX
Township / Civil Division	STAFFORD-MISSOURI CITY
Census Block Group	2
Census Block	2031
Census Tract	670801

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5322 JAMES MICHAEL DR, ROSHARON, TX 77583-4796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Jan 9, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023
Deed Sale	Jan 9, 2023
Deed Document Number	2023002513
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	5322 JAMES MICHAEL DR, ROSHARON, TX 77583-4796
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4410 KULKARNI ST, HOUSTON, TX 77045-3528

Mortgage

Document Number	0000050523
Date	May 29, 2024
Instrument	2024050523

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

January 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jan 9, 2023
Property Address	5322 JAMES MICHAEL DR, ROSHARON, TX 77583-4796
Document Number	0000002513
Map Reference	PL 20210043
Instrument Date	Dec 28, 2022
Instrument	2023002513
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2026
Title Company	LCH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5322 JAMES MICHAEL DR, ROSHARON, TX 77583-4796

Mortgage

Document Number	0000002514
Date	Jan 9, 2023
Instrument	2023002514

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Fort Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,317.00 (-65.31%) Homeowner's exemption	$275,608 (-0.54%) Land $65,000 Building $210,608	$275,608 (-0.54%) Land $65,000 Building $210,608
2024	$3,797.00 (-7.57%)	$277,100 (+3.06%) Land $65,000 Building $212,100	$277,100 (+3.06%) Land $65,000 Building $212,100
2023	$4,108.00	$268,863 Land $50,000 Building $218,863	$268,863 Land $50,000 Building $218,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: Astound Broadband, Frontier, T-Mobile.

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