5322 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 5322 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,170 sqft · built 1971
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on Record
Last Sale$251,000 (Jun 2023)
Tax Bill$3,391 (2025)
Deeds & MortgagesJul 2022 Refinance
Flood ZoneZone X (minimal risk)
APN004-230-029-1000

Property Details

APN / Parcel Number

Primary APN004-230-029-1000

Interior

Full Baths1 Bath
Building Area1,170 sqft Building Perimeter
1st Floor Area780 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area23,087 sqft (0.53 acres)
Garage Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5322 E HIGGINS LAKE DR
CityROSCOMMON
StateMI
Zip48653-9347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1165/1091 1119/1601-02 1087/2521 1079/858 L-344 P-699 243 LOTS 29 & 30 HIGGINS LAKE MANOR. SPLIT/COMBINED ON 01/26/2022 FROM
Legal Lot Number29-30
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1053
Census Tract970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address259 RIDGEWOOD CT, IONIA, MI 48846-1278
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Deed Document Number20233752
Deed Book / Page1184 / 1455
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address5322 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9347
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01181/1992
DateJul 14, 2022
Book Page1181/1992
Instrument202200005507
Lender
NameNORTH CENTRAL AREA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,200 (+61.99%)$182,400 (+61.99%)
2025$3,391.00
2023$56,300$112,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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