5322 Clearbrook Rd, Effingham, SC 29541 Property Records

Florence County property record for 5322 Clearbrook Rd, Effingham, SC 29541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,414 sqft · built 2004
Lot Size1.89 acres (82,328 sqft)
OwnerIndividual Name on Record
Last Sale$186,000 (Jun 2016)
Tax Bill$981 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jun 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN00130-01-077

Property Details

APN / Parcel Number

Primary APN00130-01-077
Alternative APN
  • 15043436

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,414 sqft Living Area
1st Floor Area1,857 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area82,328 sqft (1.89 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5322 CLEARBROOK RD
CityEFFINGHAM
StateSC
Zip29541-3120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLEARBROOK RD
Legal SubdivisionMAP OF LOTS FOR J E MUNN
JurisdictionFLORENCE SC
Township / Civil DivisionDANWOOD
Census Block Group2
Census Block2029
Census Tract1505

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5322 CLEARBROOK RD, EFFINGHAM, SC 29541-3120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Jun 29, 2016Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2016 · Amount on Record
Deed SaleJun 30, 2016 · Amount on Record
Prior SaleNov 9, 2015 · Amount on Record
Deed Book / Page638 / 1349
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Property Address5322 CLEARBROOK RD, EFFINGHAM, SC 29541-3120
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5322 CLEARBROOK RD, EFFINGHAM, SC 29541-3120

Mortgage

Document NumberDMA11801532
DateOct 8, 2025
Book PageDMA1180/1532
Instrument2025013352
Lender
NameSPRING EQ LLC
TypeMortgage Company
Address1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 1, 2045
Interest
Change FrequencyMonthly

June 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Property Address5322 CLEARBROOK RD, EFFINGHAM, SC 29541-3120
Document Number0006700887
Book / Page000670 / 000887
Instrument DateJun 29, 2016
Transaction TypeMortgage
Record UpdatedMar 30, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5322 CLEARBROOK RD EFFINGHAM SC 295413120, EFFINGHAM, SC 29541-3120

Mortgage

Document Number0006700887
DateJan 12, 2017
Book Page000670/000887
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 11, 2047

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$981.00 (+6.05%)$10,495 (-99.86%) Land $542 Building $9,953$262,380 (-98.58%) Land $13,550 Building $248,830
2023$925.00 (+10.65%) Homeowner's exemption$7,409,827 (+99,897.67%) Land $542,000 Building $6,867,827$18,524,569 (+9,899.98%) Land $1,355,000 Building $17,169,569
2022$836.00 Homeowner's exemption$7,410 Land $542 Building $6,868$185,246 Land $13,550 Building $171,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 86% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 79,745 people · EPA ID SC2110001
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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