5321 SE 65th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5321 SE 65th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	408 sqft · built 1990
Lot Size	0.053 acres (2,309 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Feb 2021)
Tax Bill	$726 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`1-05-38-36-0070-00280-0110`

Property Details

APN / Parcel Number

Primary APN	`1-05-38-36-0070-00280-0110`
Alternative APN	`R10538360070002800110`

Interior

Stories	1 Story
Building Area	408 sqft Living Area
Gross Area	1,501 sqft
1st Floor Area	408 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	2,309 sqft (0.053 acres)
Garage Type	Carport
Garage Area	316 sqft
Carport	Carport
Carport Area	316 sqft
Porch	Enclosed/Unfinished Porch
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5321 SE 65TH TER
City	OKEECHOBEE
State	FL
Zip	34974-2581
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ANCIENT OAKS RV RESORT NO. IV LOT 11 BLOCK 28; TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED AS A 1990 SKYL WITH VIN NO: 04610741Z AS SHOWN IN THAT AFFIDAVIT RECORDED IN OFFICIAL RECORDS FILE NUMBER 2021001673, PUBLIC RECORDS OF OKEECHOBEE C
Legal Range	36E
Legal Township	38S
Legal Section	05
Legal Subdivision	ANCIENT OAKS RV RESORT NO IV
Legal Block	28
Legal Lot Number	11
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2077
Census Tract	910401

Owner

5321 SE 65th Ter, a mobile home, is owned and occupied by two individuals who bought it in February 2021.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5321 SE 65TH TER, OKEECHOBEE, FL 34974-2581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Warranty Deed, Transfer · Seller Carry-Back BILLY WILCOX ETAL
Oct 3, 2018	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Document Number	20211260
Prior Transfer Date	Mar 19, 2010
Prior Transfer Doc	0006840761
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 5, 2021
Property Address	5321 SE 65TH TER, OKEECHOBEE, FL 34974-2581
Document Number	2021001260
Map Reference	MB 284 PG 924
Instrument Date	Feb 4, 2021
Instrument	2021001260
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2252 HWY 441, 2252, OLD FORT, TN 37362

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5321 SE 65TH TER, OKEECHOBEE, FL 34974-2581

Mortgage

Document Number	2021001261
Date	Feb 5, 2021
Instrument	2021001261

Lender

Name	BILLY WILCOX ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 3, 2018
Property Address	5321 SE 65TH TER, OKEECHOBEE, FL 34974-2581
Document Number	0008140550
Book / Page	000814 / 000550
Instrument Date	Oct 2, 2018
Instrument	12013
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2252 HIGHWAY 411 OLD FORT TN 373626047, OLD FORT, TN 37362-6047

Tax Assessment & Valuation

The 2025 property tax bill for 5321 SE 65th Ter was $726 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00 Homeowner's exemption	$60,269 Land $26,000 Building $34,269	$60,269 Land $26,000 Building $34,269
2023	$1,001.00 (+17.08%)	$55,985 (+27.25%) Land $21,000 Building $34,985	$55,985 (+27.25%) Land $21,000 Building $34,985
2022	$855.00	$43,997 Land $17,000 Building $26,997	$43,997 Land $17,000 Building $26,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5321 SE 65th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	8 (2004–2009)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5321 SE 65th Ter is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANCIENT OAKS RV RESORT private · serves 745 people · EPA ID FL4474396
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 65th Ter

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