5321 Rochester Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5321 Rochester Pl, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,677 sqft · built 2020
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$257,100 (Jun 2020)
Tax Bill$4,673 (2025)
Deeds & MortgagesJun 2020 Sale
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN042631017300013060

Property Details

APN / Parcel Number

Primary APN042631017300013060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,677 sqft Heated Area
Gross Area2,267 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5321 ROCHESTER PL
CitySAINT CLOUD
StateFL
Zip34771-7679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 306
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionLANCASTER PARK
Legal Phase2
Legal Tract173
Legal Lot Number306
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3026
Census Tract43700

Owner

5321 Rochester Pl is owned and occupied by an individual who bought it in June 2020.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Mailing Address5321 ROCHESTER PL, SAINT CLOUD, FL 34771-7679
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2020Grant Deed, Transfer
CALATLANTIC TITLE INC
May 29, 2020Deed of Trust, Mortgage
EAGLE HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2020 · Amount on File
Deed SaleJun 8, 2020 · Amount on File
Deed Document Number2020073250
Deed Book / Page5733 / 2550
Record UpdatedJun 8, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 8, 2020
Property Address5321 ROCHESTER PL, SAINT CLOUD, FL 34771-7679
Document Number0057332550
Book / Page005733 / 002550
Instrument DateMay 29, 2020
Instrument73250
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
Tax$1,800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5321 ROCHESTER PL ST CLOUD FL 347717679, ST CLOUD, FL 34771-7679

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5321 ROCHESTER PL, SAINT CLOUD, FL 34771-7679
Document Number0057332554
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5321 ROCHESTER PL ST CLOUD FL 347717679, ST CLOUD, FL 34771-7679

Mortgage

Document Number0057332554
DateJun 8, 2020
Book Page005733/002554
Instrument73251
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
AmountAmount on Record
Term360 Months
DueJun 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5321 Rochester Pl was $4,673 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,673.00 Homeowner's exemption Widower's exemption$309,000 Land $78,800 Building $230,200$309,000 Land $78,800 Building $230,200
2023$4,409.00 (+1.59%) Homeowner's exemption Widower's exemption$292,005 (+3%)$321,600 (+13.44%) Land $68,200 Building $253,400
2022$4,340.00 Homeowner's exemption Widower's exemption$283,500 Land $68,200 Building $215,300$283,500 Land $68,200 Building $215,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5321 Rochester Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5321 Rochester Pl is moderate, ranking above 69% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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