Hillsdale County property record for 5321 Lake Rd, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft |
| Lot Size | 0.27 acres (11,796 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,221 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 10-125-001-003 |
| Primary APN | 10-125-001-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 11,796 sqft (0.27 acres) |
| Lot Width | 120 ft Width |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5321 LAKE RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONING |
| Legal Description | LOT 4 & 5 LE-O-AM-SHORES SEC 20 T7S R4W |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | LE-O-AM SHORES |
| Legal Lot Number | 4,5 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7001 TAYLOR AVE, TEMPERANCE, MI 48182-1408 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,700 (+25.11%) | $171,170 (+25.01%) Land $60,000 Building $111,170 | |
| 2025 | $2,221.00 (+17.64%) | ||
| 2023 | $68,500 | $136,923 Land $60,000 Building $76,923 | |
| 2021 | $1,888.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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