5321 Joyce Ln, Imperial, MO 63052 Property Records

Jefferson County property record for 5321 Joyce Ln, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	1 ba · 736 sqft · built 1984
Lot Size	0.357 acres (15,558 sqft)
Owner	2 Individual Names on File
Last Sale	$206,100 (Jan 2022)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-07.0-2-001-028.05`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-07.0-2-001-028.05`

Interior

Full Baths	1 Bath
Building Area	736 sqft Living Area
Gross Area	1,058 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Construction Type	Frame
Lot Area	15,558 sqft (0.357 acres)
Lot Dimensions	132 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	322 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5321 JOYCE LN
City	IMPERIAL
State	MO
Zip	63052-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SHADOWS 4 LOT 57
Legal Range	6E
Legal Township	42N
Legal Section	07
Legal Subdivision	SHADOWS 4
Legal Block	3
Legal Lot Number	57
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	3
Census Block	3000
Census Tract	700120

Owner

5321 Joyce Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5321 JOYCE LN, IMPERIAL, MO 63052-3041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Prior Sale	Apr 29, 2015
Deed Document Number	2022504
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 5, 2022
Property Address	5321 JOYCE LN, IMPERIAL, MO 63052-3041
Document Number	0000000504
Map Reference	MB 67 PG 27
Instrument Date	Dec 29, 2021
Instrument	2022R-000504
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 RON DE LE DR, 151, ARNOLD, MO 63010-4148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5321 JOYCE LN, IMPERIAL, MO 63052-3041

Mortgage

Document Number	0000000505
Date	Jan 5, 2022
Instrument	2022R-000505

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5321 JOYCE LN, IMPERIAL, MO 63052-3041
Document Number	0000036624
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5321 JOYCE LN IMPERIAL MO 630523041, IMPERIAL, MO 63052-3041

Mortgage

Document Number	0000036624
Date	Nov 21, 2019
Instrument	36624

Lender

Name	PNC BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5321 Joyce Ln was $1,352, up 6.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Windsor C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,100 (-) Land $1,900 Building $16,200	$95,200 (-) Land $10,200 Building $85,000
2025	$1,352.00 (+6.46%)	$18,100 Land $1,900 Building $16,200	$95,200 (-) Land $10,200 Building $85,000
2024	$1,270.00 (+0.63%)		$95,200 (+8.43%) Land $10,200 Building $85,000
2023	$1,262.00	$16,600 Land $1,900 Building $14,700	$87,800 Land $10,200 Building $77,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5321 Joyce Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2008–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5321 Joyce Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Joyce Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures