53201 Pine Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 53201 Pine Dr, Middlebury, IN 46540

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,566 sqft · built 2000
Lot Size	0.464 acres (20,255 sqft)
Owner	Individual Name on File
Tax Bill	$960 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-27-128-016.000-032`

Property Details

APN / Parcel Number

Primary APN	`20-04-27-128-016.000-032`
Alternative APN	`0427128016032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Frame/Aluminum
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,255 sqft (0.464 acres)
Lot Dimensions	184 ft deep x 110 ft wide
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0427128016032
Old Parcel Number	0427128016032
Street Address	53201 PINE DR
City	MIDDLEBURY
State	IN
Zip	46540-9690
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ZO01
Legal Description	PINE HILLS MOBILE HOME 4TH LOT 59
Legal Subdivision	PINE HILL
Legal Block	128
Legal Lot Number	59
Jurisdiction	ELKHART IN
Township / Civil Division	YORK
Census Block Group	2
Census Block	2005
Census Tract	803

Owner

53201 Pine Dr, a mobile home, is owned and occupied by an individual who acquired it in April 2018.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	53201 PINE DR, MIDDLEBURY, IN 46540-9690
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit INTERRA CU
Apr 2, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018
Deed Sale	Apr 2, 2018
Prior Sale	Jan 14, 2008
Deed Document Number	0000006438
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	53201 PINE DR, MIDDLEBURY, IN 46540-9690
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000568
Date	Sep 26, 2022
Instrument	2022-20568

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 2, 2018
Property Address	53201 PINE DR, MIDDLEBURY, IN 46540-9690
Document Number	0000006438
Map Reference	MB10 PG56
Instrument Date	Mar 29, 2018
Instrument	2018-06438
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53201 PINE DR, MIDDLEBURY, IN 46540-9690
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006439
Date	Apr 2, 2018
Instrument	2018-06439

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	York Township
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,100 (+31.03%) Land $21,100 Building $163,000	$184,100 (+31.03%) Land $21,100 Building $163,000
2024	$960.00	$140,500 (+3.46%) Land $21,100 Building $119,400	$140,500 (+3.46%) Land $21,100 Building $119,400
2023		$135,800 (+9.08%) Land $21,100 Building $114,700	$135,800 (+9.08%) Land $21,100 Building $114,700
2022	$890.00	$124,500 Land $21,100 Building $103,400	$124,500 Land $21,100 Building $103,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53201 Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53201 Pine Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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