Santa Rosa County property record for 5320 Willow Oak Dr, Pace, FL 32571 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,783 sqft · built 2006 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Jan 2015) |
| Tax Bill | $233 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-1N-29-5425-00D00-0070 |
| Primary APN | 02-1N-29-5425-00D00-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| Gross Area | 2,411 sqft |
| 1st Floor Area | 1,783 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,759 sqft (0.247 acres) |
| Lot Dimensions | 140 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5320 WILLOW OAK DR |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-6279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOUSAND OAKS LOT 7 BLK D AS DES IN OR 3402 PG 706 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 02 |
| Legal Subdivision | THOUSAND OAKS |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10301 |
Source: Santa Rosa County records · APN 02-1N-29-5425-00D00-0070
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5320 WILLOW OAK DR, MILTON, FL 32571-6279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 17, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 21, 2022 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Dec 18, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Sep 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage CASTLE & COOKE MORTGAGE LLC |
| May 19, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 26, 2015 · Amount on Record |
| Deed Sale | Jan 26, 2015 · Amount on Record |
| Prior Sale | Nov 14, 2006 · Amount on Record |
| Deed Document Number | 20152627 |
| Deed Book / Page | 3402 / 706 |
| Prior Transfer Date | Jan 23, 2015 |
| Prior Transfer Doc | 0034020706 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Document Number | 0047240822 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 4724/822 |
| Instrument | 202614927 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FLINT, MI 48501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Document Number | 0043851593 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 4385/1593 |
| Instrument | 202316331 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Document Number | 0043080072 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 4308/72 |
| Instrument | 202242832 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Document Number | 0040441763 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 4044/1763 |
| Instrument | 202068608 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Document Number | 0041810749 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 4181/749 |
| Instrument | 202163183 |
| Name | CASTLE & COOKE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5320 WILLOW OAK DR, PACE, FL 32571-6279 |
| Document Number | 0036271962 |
| Book / Page | 003627 / 001962 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5320 WILLOW OAK DR PACE FL 325716279, PACE, FL 32571-6279 |
| Document Number | 0036271962 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 003627/001962 |
| Instrument | 21230 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $148,433 (+2.9%) | $222,666 (+1.37%) Land $40,000 Building $182,666 | |
| 2024 | $233.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $144,250 (+3%) | $219,666 (+0.68%) Land $40,000 Building $179,666 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $140,049 | $218,190 Land $40,000 Building $178,190 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 893 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures