Jefferson County property record for 5320 Summer Cir, Imperial, MO 63052
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,503 sqft · built 1997 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,930 (Aug 2026) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2026 Transfer + 7 more |
| Flood Zone | Zone AE (high risk) |
| APN | 09-4.0-18.0-0-000-001.30 |
| Primary APN | 09-4.0-18.0-0-000-001.30 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| Gross Area | 1,903 sqft |
| 1st Floor Area | 1,503 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Frame Porch |
| Porch Area | 89 sqft |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5320 SUMMER CIR |
|---|---|
| City | IMPERIAL |
| State | MO |
| Zip | 63052-2177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R09 |
| Legal Description | SUMMERFIELD PARKSIDE ESTS 2 LOT 30 |
| Legal Range | 6E |
| Legal Township | 42N |
| Legal Section | 18 |
| Legal Subdivision | SUMMERFIELD PARKSIDE ESTS 2 |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | IMPERIAL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 700120 |
5320 Summer Cir is owned and occupied by two individuals who bought it in August 2026.
Source: Jefferson County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE |
| Jul 9, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit COLUMBIA STATE BANK |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FSLA OF CENTRAL ILLINOIS |
| Sep 10, 2024 | Beneficiary Deed, Transfer |
| Aug 27, 2024 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jun 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FSLA OF CENTRAL ILLINOIS |
| Aug 5, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on File |
| Deed Sale | Aug 10, 2026 · Amount on File |
| Prior Sale | Jul 9, 2026 |
| Deed Document Number | 202621892 |
| Prior Transfer Date | Sep 9, 2024 |
| Prior Transfer Doc | 0000022646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 10, 2026 |
| Property Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000021892 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202621892 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000021893, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202621893 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 9, 2026 |
| Property Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000018506 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202618506 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14311 LUCILLE DR, NEWARK, TX 76071-8942 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 22, 2026 |
| Property Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000016718 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202616718 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14311 LUCILLE DR, NEWARK, TX 76071-8942 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000016818 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022R-016818 |
| Name | COLUMBIA STATE BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, IL 61920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 12, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | HILLSBORO TITLE COMPANY, HILLSBOROUGH TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000002081 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022R-002081 |
| Name | FIRST FSLA OF CENTRAL ILLINOIS |
|---|---|
| Type | Bank |
| Address | CHARLESTON, IL 61920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jun 1, 2051 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 10, 2024 |
| Property Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000022646 |
| Map Reference | MB 144 PG 3 |
| Instrument Date | Sep 9, 2024 |
| Instrument | 2024R-022646 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Name | Verified Name |
|---|---|
| Address | 1048 N METTER AVE, COLUMBIA, IL 62236-1214 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 27, 2024 |
| Property Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000021248 |
| Map Reference | MB 144 PG 3 |
| Instrument Date | Aug 22, 2024 |
| Instrument | 2024R-021248 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 N VINE ST, SHELBYVILLE, IL 62565-1358 |
| Name | Verified Name |
|---|---|
| Address | 5320 SUMMER CIRELG, IMPERIAL, MO 63052 |
| Document Number | 0000021249 |
|---|---|
| Date | Aug 27, 2024 |
| Instrument | 2024R-021249 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 3, 2021 |
| Property Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000024153 |
| Map Reference | MB 144 PG 3 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021R-024153 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000024154 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021R-024154 |
| Name | FIRST FSLA OF CENTRAL ILLINOIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 5, 2020 |
| Property Address | 5320 SUMMER CIR, IMPERIAL, MO 63052-2177 |
| Document Number | 0000028107 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 28107 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5320 SUMMER CIR IMPERIAL MO 630522177, IMPERIAL, MO 63052-2177 |
The 2025 property tax bill for 5320 Summer Cir was $2,681.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Windsor C-1 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,700 (-) Land $4,800 Building $32,900 | $198,600 (-) Land $25,300 Building $173,300 | |
| 2025 | $2,681.00 | $37,700 Land $4,800 Building $32,900 | $198,600 (-) Land $25,300 Building $173,300 |
| 2024 | $198,600 (+8.82%) Land $25,300 Building $173,300 | ||
| 2023 | $2,638.00 | $34,700 Land $4,800 Building $29,900 | $182,500 Land $25,300 Building $157,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5320 Summer Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (2008–2016) |
| Most Recent Claim | Aug 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5320 Summer Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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