5320 Spruce St, Black Hawk, SD 57718 Property Records

Meade County property record for 5320 Spruce St, Black Hawk, SD 57718

Property Summary

Property TypeSingle Family Home
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$252,500 (Apr 2022)
Tax Bill$2,432 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN20.58.03.08

Property Details

APN / Parcel Number

Primary APN20.58.03.08

Exterior

Lot Area16,553 sqft (0.38 acres)

Location & Zoning

Street Address5320 SPRUCE ST
CityBLACK HAWK
StateSD
Zip57718-9422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT OF SECTION 8 LOTS 5B,6,7 BLOCK A OF BLOCK 17
Legal Range07
Legal Township02
Legal Section08
Legal SubdivisionEASTLAWN SUBDIVISION
Legal BlockA,17
Legal Lot Number5B,6,7
JurisdictionMEADE SD
Township / Civil DivisionSOUTHWEST MEADE
Census Block Group1
Census Block1005
Census Tract20303

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5320 SPRUCE ST, BLACK HAWK, SD 57718-9422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2022 · Amount on Record
Deed SaleApr 19, 2022 · Amount on Record
Deed Document Number20222590
Deed Book / Page952 / 1403
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address5320 SPRUCE ST, BLACK HAWK, SD 57718-9422
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000962/851
DateApr 19, 2022
Book Page962/851
Instrument22002591
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
Unified School DistrictRapid City School District 51-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,326 (-) Land $35,130 Building $204,196$239,326 (-) Land $35,130 Building $204,196
2025$2,432.00 (+2.96%) Additional exemption filed$239,326 (+27.53%) Land $35,130 Building $204,196$239,326 Land $35,130 Building $204,196
2024$2,362.00 (-9.22%)
2023$187,666 Land $35,130 Building $152,536
2022$2,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 60% of South Dakota
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLACK HAWK WATER USER DISTRICT
serves 4,500 people · EPA ID SD4600043
Water SourceGroundwater
Last State InspectionApr 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Feb 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Spruce St

Nearby Streets

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