5320 SE Dell St, Stuart, FL 34997 Property Records

Martin County property record for 5320 SE Dell St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1993
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Jun 2007)
Tax Bill	$1,199 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`30-38-42-002-019-0015.1-4-0000`

Property Details

APN / Parcel Number

Primary APN	`30-38-42-002-019-0015.1-4-0000`
Alternative APNs	`30-38-42-002-019-00151-4` `46904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,436 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5320 SE DELL ST
City	STUART
State	FL
Zip	34997-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DIXIE PARK ADDN 2 LOT 15 (LESS W 4.99) BLK 19
Legal Range	42E
Legal Township	38S
Legal Section	30
Legal Subdivision	DIXIE PARK ADDITION
Legal Block	19
Legal Lot Number	15
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3003
Census Tract	1410

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5320 SE DELL ST, STUART, FL 34997-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2007 · Amount on Record
Deed Sale	Jun 13, 2007 · Amount on Record
Prior Sale	Nov 4, 1998 · Amount on Record
Deed Document Number	20072019399
Deed Book / Page	2255 / 2532
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5320 SE DELL ST, STUART, FL 34997-8048
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 SE DELL ST, STUART, FL 34997-8048

Mortgage

Document Number	0035200887
Date	Sep 8, 2025
Book Page	3520/887
Instrument	3146099

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5320 SE DELL ST, STUART, FL 34997-8048
Document Number	0031330186
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5320 SE DELL ST STUART FL 349978048, STUART, FL 34997-8048

Mortgage

Document Number	0031330186
Date	Jun 3, 2020
Book Page	003133/000186
Instrument	2817690

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,719 (+5.99%)	$294,240 (+6.79%) Land $114,000 Building $180,240
2024	$1,199.00 (+4.53%)
2023	$1,147.00 (+5.23%) Additional exemption filed	$84,652 (+3%)	$275,520 (+19.6%) Land $114,000 Building $161,520
2022	$1,090.00 Homeowner's exemption	$82,187	$230,360 Land $115,810 Building $114,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1982–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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