5320 S Richmond St, Chicago, IL 60632 Property Records

Cook County property record for 5320 S Richmond St, Chicago, IL 60632

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft · built 1941
Lot Size0.072 acres (3,125 sqft)
OwnerIndividual Name on File
Last Sale$217,000 (Jun 2022)
Tax Bill$2,758 (2023)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN19-12-318-047

Property Details

APN / Parcel Number

Primary APN19-12-318-047
Alternative APN
  • 19-12-318-047-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area988 sqft Living Area

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1943
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,125 sqft (0.072 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5320 S RICHMOND ST
CityCHICAGO
StateIL
Zip60632-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionW H (PHARES) SUB OF EH SW SEC 12-38-13
Legal Range13E
Legal Township38N
Legal Section12
Legal SubdivisionPHARES SUB
Legal Block12
Legal Lot Number8,9
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2006
Census Tract630400

Owner

5320 S Richmond St is owned and occupied by an individual who bought it in June 2022.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address5320 S RICHMOND ST, CHICAGO, IL 60632-2234
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Aug 25, 2020Deed of Trust, Mortgage · Conventional with PMI
CROSSCOUNTRY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2022 · Amount on File
Deed SaleJun 6, 2022 · Amount on File
Deed Document Number202245005
Prior Transfer DateApr 21, 2012
Prior Transfer Doc0000016066
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 6, 2022
Property Address5320 S RICHMOND ST, CHICAGO, IL 60632-2234
Document Number0015745005
Instrument DateMay 25, 2022
Instrument2215745005
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$217.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5320 S RICHMOND ST, CHICAGO, IL 60632-2234

Mortgage

Document Number0015745006
DateJun 6, 2022
Instrument2215745006
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052
Interest
Rate TypeFixed Rate
Rate5%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address5320 S RICHMOND ST, CHICAGO, IL 60632-2234
Document Number2029439124
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyFIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5320 S RICHMOND ST CHICAGO IL 606322234, CHICAGO, IL 60632-2234

Mortgage

Document Number2029439124
DateOct 20, 2020
Instrument29439124
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueOct 19, 2035
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,001 Land $1,563 Building $19,438$210,010 Land $15,630 Building $194,380
2023$2,758.00 (+39.22%)
2022$1,981.00 (+1.9%) Homeowner's exemption$12,999 (-) Land $2,656 Building $10,343$129,990 (-) Land $26,560 Building $103,430
2021$1,944.00$12,999 Land $2,656 Building $10,343$129,990 Land $26,560 Building $103,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5320 S Richmond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5320 S Richmond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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