5320 Pine St, Oscoda, MI 48750 Property Records

Iosco County property record for 5320 Pine St, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1962
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Feb 2026)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Sep 2022 Refinance Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064W1000002200`

Property Details

APN / Parcel Number

Primary APN	`064W1000002200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,225 sqft Building Perimeter
1st Floor Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	216 ft deep x 75 ft wide
Garage Area	307 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5320 PINE ST
City	OSCODA
State	MI
Zip	48750-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WEIR HEIGHTS SUB LOT 22 & NW 16 FT OF NORWAY ST (VACATED) ABUTTING SD LOT
Legal Subdivision	WEIR HEIGHTS
Legal Lot Number	22
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

Source: Iosco County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3619 N US HIGHWAY 23, OSCODA, MI 48750-9567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CASON HOME LOANS
Feb 25, 2026	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 9, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 1, 2019	Warranty Deed, Transfer
Aug 3, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	2026838
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	2021001396
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	5320 PINE ST, OSCODA, MI 48750-1516
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005906
Date	Sep 30, 2022
Instrument	2022005906

Lender

Name	CASON HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Feb 25, 2026
Property Address	5320 PINE ST, OSCODA, MI 48750-1516
Document Number	2026000838
Instrument Date	Feb 19, 2026
Instrument	2026000838
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3619 N US HIGHWAY 23, OSCODA, MI 48750-9567

Mortgage

Document Number	2026000839
Date	Feb 25, 2026
Instrument	2026000839

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IOSCO MI
Recording Date	Mar 9, 2021
Property Address	5320 PINE ST, OSCODA, MI 48750-1516
Document Number	2021001396
Instrument Date	Feb 12, 2021
Instrument	2021001396
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 WESTRIDGE AVE W APT M2, M2, TACOMA, WA 98466-8230

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Oct 1, 2019
Property Address	5320 PINE ST, OSCODA, MI 48750-1516
Document Number	2019005513
Instrument Date	Sep 30, 2019
Instrument	2019005513
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IOSCO MI
Recording Date	Aug 3, 2017
Property Address	5320 PINE ST, OSCODA, MI 48750-1516
Document Number	2017004611
Map Reference	PL 7 PG 34-35
Instrument Date	Jul 21, 2017
Instrument	2017004611
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5320 PINE ST, 5320, OSCODA, MI 48750-1516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 PINE ST, OSCODA, MI 48750-1516

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,000 (+16.24%) Land $68,000	$136,000 (+16.24%) Land $136,000
2025	$1,269.00 (+2.92%) Homeowner's exemption	$58,500 Land $58,500	$117,000 Land $117,000
2024	$1,233.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCODA TOWNSHIP serves 6,997 people · EPA ID MI0005040
Water Source	Purchased surface water from HURON SHORE REGIONAL UTILITY AUTHORITY
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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