Contra Costa County property record for 5320 N Montecito Ct, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,961 sqft · built 2003 |
| Lot Size | 0.154 acres (6,692 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Mar 2021) |
| Tax Bill | $14,023 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-390-065-5 |
| Primary APN | 135-390-065-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,961 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| 2nd Floor Area | 1,484 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cluster |
| Lot Area | 6,692 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 5320 N MONTECITO CT |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-5518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | T8437 L65 |
| Legal Subdivision | SUBDIVISION 8437 |
| Legal Tract | 8437 |
| Legal Lot Number | 65 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 355309 |
5320 N Montecito Ct is owned and occupied by two individuals who bought it in March 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5320 N MONTECITO CT, CONCORD, CA 94521-5518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Jun 4, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Feb 22, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on File |
| Deed Sale | Mar 3, 2021 · Amount on File |
| Prior Sale | Jun 4, 2018 · Amount on File |
| Deed Document Number | 202164696 |
| Prior Transfer Date | Aug 8, 2003 |
| Prior Transfer Doc | 0000400634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 3, 2021 |
| Property Address | 5320 N MONTECITO CT, CONCORD, CA 94521-5518 |
| Document Number | 0000064696 |
| Map Reference | MB 438 PG 15-28 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 2021-064696 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5320 N MONTECITO CT, CONCORD, CA 94521-5518 |
| Document Number | 0000064697 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021-064697 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 4, 2018 |
| Property Address | 5320 N MONTECITO CT, CONCORD, CA 94521-5518 |
| Document Number | 0000088261 |
| Instrument Date | May 31, 2018 |
| Instrument | 88261 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,094.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5320 N MONTECITO CT CONCORD CA 945215518, CONCORD, CA 94521-5518 |
| Document Number | 88262 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 88262 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 22, 2018 |
| Property Address | 5320 N MONTECITO CT, CONCORD, CA 94521-5518 |
| Document Number | 0000027834 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 27834 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 1, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $923.12 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3100 OAK RD #350 WALNUT CREEK CA 945977771, 350, WALNUT CREEK, CA 94597-7771 |
The 2025 property tax bill for 5320 N Montecito Ct was $14,023.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,202,960 (+2%) Land $574,121 Building $628,839 | |
| 2025 | $14,023.00 | $1,179,373 Land $562,864 Building $616,509 |
| 2023 | $13,452.00 (+1.16%) | $1,133,578 Land $541,008 Building $592,570 |
| 2022 | $13,298.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5320 N Montecito Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5320 N Montecito Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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