5320 Hern Dr, Saint Louis, MO 63134 Property Records

St. Louis County property record for 5320 Hern Dr, Saint Louis, MO 63134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,098 sqft · built 1968
Lot Size0.154 acres (6,695 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Feb 2025)
Tax Bill$1,323 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN12J-31-0552

Property Details

APN / Parcel Number

Primary APN12J-31-0552

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,098 sqft Living Area
1st Floor Area1,026 sqft
Basement Area525 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2024
Architectural StyleSplit Foyer
Exterior MaterialFrame/Masonry
Construction TypeFrame
Foundation TypeRaised
Lot Area6,695 sqft (0.154 acres)
Lot Dimensions103 ft deep x 65 ft wide
TerrainBelow Road/Slope
View / LotCul-De-Sac

Exterior Amenities

PorchOpen Frame Porch
Porch Area90 sqft
Deck Area200 sqft
Patio Area240 sqft
Balcony Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5320 HERN DR
CitySAINT LOUIS
StateMO
Zip63134-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code22R-1D
Legal DescriptionNORTH HILLS ACRES PLAT 2 LOTS 27 31 & 32 SUBD OF LOT 16
Legal SubdivisionNORTH HILLS ACRES PLAT 2 LOTS 27 31 & 32
Legal Lot Number27,16
JurisdictionST LOUIS MO
Township / Civil DivisionNORWOOD
Census Block Group3
Census Block3010
Census Tract212702

Owner

Source: St. Louis County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5320 HERN DR, SAINT LOUIS, MO 63134-2502
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2025 · Amount on Record
Deed SaleFeb 27, 2025 · Amount on Record
Prior SaleJun 24, 2024 · Amount on Record
Deed Document Number20252279
Prior Transfer DateFeb 12, 2024
Prior Transfer Doc0000000153
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address5320 HERN DR, SAINT LOUIS, MO 63134-2502
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5320 HERN DR, SAINT LOUIS, MO 63134-2502

Mortgage

Document Number2025110300568
DateNov 3, 2025
Instrument2025110300568
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityFerguson City
Unified School DistrictFerguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,850 (-) Land $2,360 Building $16,490$99,200 (-) Land $12,400 Building $86,800
2025$1,323.00 (+7.91%)$18,850 (+12.07%) Land $2,360 Building $16,490$99,200 (+12.09%) Land $12,400 Building $86,800
2024$1,226.00 (+0.57%)
2023$1,219.00 (+19.28%)$16,820 (+33.7%) Land $2,760 Building $14,060$88,500 (+33.69%) Land $14,500 Building $74,000
2022$1,022.00$12,580 Land $2,760 Building $9,820
2021$66,200 Land $14,500 Building $51,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims7 (2008–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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