Hamilton County property record for 5320 Central Ave, Chattanooga, TN 37410
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,038 sqft · built 1948 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $70,000 (Jan 2025) |
| Tax Bill | $354 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 167N B 018 |
| Primary APN | 167N B 018 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000106863 |
|---|---|
| Street Address | 5320 CENTRAL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37410-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 7&8 PT 21&22 MAYLAND PB11 PG18 |
| Legal Subdivision | MAYLAND |
| Legal Lot Number | 7&8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 1900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5320 Central Ave is owned by a company that bought it in January 2025.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 514 TREMONT ST, 104, CHATTANOOGA, TN 37405-4188 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Jan 27, 2025 | Warranty Deed, Transfer NEXTAR TITLE AND ESCROW LLC, NEXT TITLE & ESCROW LLC |
| Nov 21, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Nov 21, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2025 · Amount on File |
| Deed Sale | Jan 27, 2025 · Amount on File |
| Deed Document Number | 2025100 |
| Deed Book / Page | 13821 / 407 |
| Prior Transfer Date | Oct 8, 1996 |
| Prior Transfer Doc | 0047780459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5320 CENTRAL AVE, CHATTANOOGA, TN 37410-2015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 514 TREMONT ST 104, 104, CHATTANOOGA, TN 37405-4188 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000185 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 14142/847 |
| Instrument | 2025121800185 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | SCOTTSBORO, AL 35768 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 27, 2025 |
| Property Address | 5320 CENTRAL AVE, CHATTANOOGA, TN 37410-2015 |
| Document Number | 0000000100 |
| Book / Page | 13821 / 407 |
| Map Reference | MB 11 PG 18 |
| Instrument Date | Jan 24, 2025 |
| Instrument | 2025012700100 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | NEXTAR TITLE AND ESCROW LLC, NEXT TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $259.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 TREMONT ST STE 104, 104, CHATTANOOGA, TN 37405-4188 |
| Investor | Possibly a Property Investor |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 21, 2024 |
| Property Address | 5320 CENTRAL AVE, CHATTANOOGA, TN 37410-2015 |
| Document Number | 0000000099 |
| Book / Page | 13767 / 521 |
| Map Reference | MB 11 PG 18 |
| Instrument Date | Nov 13, 2024 |
| Instrument | 2024112100099 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3425 MYRA AVE, CHATTANOOGA, TN 37412-1231 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 21, 2024 |
| Property Address | 5320 CENTRAL AVE, CHATTANOOGA, TN 37410-2015 |
| Document Number | 0000000098 |
| Book / Page | 13767 / 517 |
| Map Reference | MB 11 PG 18 |
| Instrument Date | Nov 13, 2024 |
| Instrument | 2024112100098 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3425 MYRA AVE, CHATTANOOGA, TN 37412-1231 |
The 2025 property tax bill for 5320 Central Ave was $354, up 52.6% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $354.00 (+52.59%) | $23,375 (+124.76%) | $93,500 (+124.76%) Land $31,300 Building $62,200 |
| 2024 | $232.00 | $10,400 (-) | $41,600 (-) Land $12,500 Building $29,100 |
| 2023 | $232.00 | $10,400 (-) | $41,600 (-) Land $12,500 Building $29,100 |
| 2022 | $232.00 | $10,400 | $41,600 Land $12,500 Building $29,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5320 Central Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5320 Central Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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