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5320 Cedar Dr, Cambridge, MD 21613 Property Records

Dorchester County property record for 5320 Cedar Dr, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,892 sqft · built 1920
Lot Size3.12 acres (135,907 sqft)
Owner2 Individual Names on File
Last Sale$185,500 (Nov 1996)
Tax Bill$6,695 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN14-000976

Property Details

APN / Parcel Number

Primary APN14-000976
Alternative APN
  • 000976

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,892 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area135,907 sqft (3.12 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area1,600 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area598 sqft
Deck Area240 sqft
Shed1 Shed
Shed Area960 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number000976
Street Address5320 CEDAR DR
CityCAMBRIDGE
StateMD
Zip21613-4404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Description3.12 ACRES N/S US RT 50 S/S HURST CREEK
Legal SubdivisionHURST CREEK
JurisdictionDORCHESTER MD
Township / Civil Division14, LINKWOOD
Census Block Group1
Census Block1001
Census Tract970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5320 CEDAR DR, CAMBRIDGE, MD 21613-4404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 1996 · Amount on File
Deed SaleNov 20, 1996 · Amount on File
Prior SaleJul 28, 1987 · Amount on File
Deed Document Number1996970465
Deed Book / Page347 / 411
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address5320 CEDAR DR, CAMBRIDGE, MD 21613-4404
Transaction TypeMortgage
Record UpdatedDec 2, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016980047
DateNov 17, 2021
Book Page1698/47
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term176 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,695.00 (+8.09%) Homeowner's exemption$590,100 (+21.8%)$638,000 (+29.07%) Land $181,300 Building $456,700
2025$6,194.00 (+13.71%) Homeowner's exemption
2023$5,447.00 Homeowner's exemption$484,500$494,300 Land $156,300 Building $338,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2003–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30
Bay Country Communications
Cable		100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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