5320 Capac Rd, Mussey (Capac), MI 48014 Property Records

St. Clair County property record for 5320 Capac Rd, Mussey, MI 48014

Property Summary

Property Type	Manufactured or Modular Home
Details	1.5 ba · 2,016 sqft · built 2005
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jan 2025)
Tax Bill	$4,693 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-27-010-1009-300`

Property Details

APN / Parcel Number

Primary APN	`74-27-010-1009-300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,016 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Lot Area	136,778 sqft (3.14 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5320 CAPAC RD
City	MUSSEY
State	MI
Zip	48014-1920
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AG
Legal Description	BEG N 0D 0M 51S W 256.47' FROM W 1/4 COR, TH N 0D 0M 51S W 250', TH S 89D 45M 18S E 580', TH S 0D 0M 51S E 250', TH N 89D 45M
Legal Range	13E
Legal Township	07N
Legal Section	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1010
Census Tract	657200

Owner

5320 Capac Rd, a residential property, is owned and occupied by two individuals who bought it in January 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5320 CAPAC RD, MUSSEY, MI 48014-1920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jun 20, 2019	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on File
Deed Sale	Jan 27, 2025 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Document Number	20251293
Deed Book / Page	5783 / 199
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5320 CAPAC RD, MUSSEY, MI 48014-1920
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 CAPAC RD, MUSSEY, MI 48014-1920

Mortgage

Document Number	0005906669
Date	Mar 18, 2026
Book Page	5906/669
Instrument	2026004981

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	1100 VIRGINIA DR STE 125, FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 20, 2019
Property Address	5320 CAPAC RD, MUSSEY, MI 48014-1920
Document Number	0005068110
Book / Page	5068 / 110
Instrument Date	Jun 7, 2019
Instrument	2019012563
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 CAPAC RD, MUSSEY, MI 48014-1920

Mortgage

Document Number	2019012564
Date	Jun 20, 2019
Instrument	2019012564

Lender

Name	NATIONS DIRECT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5320 Capac Rd was $4,693 with a homeowner's exemption, up 31.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,000 (+7.67%)	$368,000
2025	$4,693.00 (+31.27%) Homeowner's exemption	$170,900
2024	$3,575.00		$341,800
2023		$152,500
2022	$3,170.00		$305,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5320 Capac Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5320 Capac Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Highline Internet Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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