Manatee County property record for 5320 86th St W, Bradenton, FL 34210
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,937 sqft · built 1982 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Dec 2019) |
| Tax Bill | $3,206 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 76574-0625-7 |
| Primary APN | 76574-0625-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,937 sqft Living Area |
| Gross Area | 2,717 sqft |
| 1st Floor Area | 1,937 sqft |
| Basement Area | 260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,549 sqft (0.334 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 276 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 5320 86TH ST W |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34210-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4.5 RE |
| Legal Description | LOT 14 BLK E BAY LAKE ESTATES SUB PHASE II PI#76574.0625/7 |
| Legal Range | 16E |
| Legal Township | 35S |
| Legal Section | 12 |
| Legal Subdivision | BAY LAKE ESTATES PHASE II |
| Legal Tract | 07657402 |
| Legal Block | E |
| Legal Lot Number | 14 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1108 |
5320 86th St W is owned and occupied by an individual who bought it in December 2019.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5320 86TH ST W, BRADENTON, FL 34210-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Dec 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on File |
| Deed Sale | Dec 23, 2019 · Amount on File |
| Prior Sale | Apr 1, 2016 · Amount on File |
| Deed Document Number | 2019128928 |
| Deed Book / Page | 2819 / 4303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 5320 86TH ST W, BRADENTON, FL 34210-2334 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5320 86TH ST W, BRADENTON, FL 34210-2334 |
| Document Number | 0041172014 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 202141172014 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Dec 23, 2019 |
| Property Address | 5320 86TH ST W, BRADENTON, FL 34210-2334 |
| Document Number | 0028194303 |
| Book / Page | 002819 / 004303 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 41128928 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | MSC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5320 86TH ST W BRADENTON FL 342102334, BRADENTON, FL 34210-2334 |
| Document Number | 28194305 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 002819/004305 |
| Instrument | 41128929 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2049 |
The 2025 property tax bill for 5320 86th St W was $3,206 with a homeowner's exemption, up 3.6% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,550 (+2.7%) | $426,182 (-0.92%) Land $89,675 Building $336,507 | |
| 2025 | $3,206.00 (+3.55%) | $241,042 | $430,128 Land $89,675 Building $340,453 |
| 2024 | $3,096.00 (+2.01%) | ||
| 2023 | $3,035.00 (+2.88%) Homeowner's exemption | $227,426 (+3%) | $438,024 (+14.24%) Land $89,675 Building $348,349 |
| 2022 | $2,950.00 Homeowner's exemption | $220,802 | $383,428 Land $55,000 Building $328,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5320 86th St W in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 370 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 units insured incl. 42 condo units |
| Nearby Flood Claims | 69 (1980–2024) |
| Claims Outside the SFHA | 2 of 69 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5320 86th St W is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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