532 Windmill Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 532 Windmill Dr, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,877 sqft · built 2002
Lot Size	0.66 acres (28,766 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Jan 2003)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-236652`

Property Details

APN / Parcel Number

Primary APN	`01-236652`
Alternative APNs	`1236652` `236652`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,877 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,766 sqft (0.66 acres)
Garage Type	Built-in
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft
Deck Area	402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	236652
Street Address	532 WINDMILL DR
City	SAINT LEONARD
State	MD
Zip	20685-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 32 SEC 2 PLAT 1 PARRAN'S GRANT
Legal Subdivision	PARRANS GRANT
Legal Lot Number	32
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1032
Census Tract	861100

Owner

Source: Calvert County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	532 WINDMILL DR, SAINT LEONARD, MD 20685-2565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORP
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Feb 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2003 · Amount on Record
Deed Sale	Jan 14, 2003 · Amount on Record
Deed Document Number	20032435
Deed Book / Page	1742 / 458
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	532 WINDMILL DR, SAINT LEONARD, MD 20685-2565
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049330152
Date	Jan 27, 2017
Book Page	4933/152

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2046

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	532 WINDMILL DR, SAINT LEONARD, MD 20685-2565
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 WINDMILL DR, SAINT LEONARD, MD 20685-2565

Mortgage

Document Number	0060060011
Date	Jun 29, 2021
Book Page	6006/11

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	532 WINDMILL DR, SAINT LEONARD, MD 20685-2565
Document Number	0055440600
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 WINDMILL DR ST LEONARD MD 206852565, ST LEONARD, MD 20685-2565

Mortgage

Document Number	0055440600
Date	Mar 11, 2020
Book Page	005544/000600

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 10, 2030

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,200 (+23.29%) Land $148,700 Building $260,500	$409,200 (+23.29%) Land $148,700 Building $260,500
2025	$4,359.00 (+26.42%)
2023	$3,448.00 Homeowner's exemption	$331,900 Land $148,700 Building $183,200	$331,900 Land $148,700 Building $183,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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