532 Whitegate Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 532 Whitegate Dr, O Fallon, MO 63366

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 1,860 sqft · built 1993
Lot Size0.239 acres (10,454 sqft)
OwnerCompany Name on File
Last Sale$242,000 (Oct 2020)
Tax Bill$3,412 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNA860000077

Property Details

APN / Parcel Number

Primary APNA860000077
Alternative APN
  • 2-051B-5796-00-0056.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,860 sqft Total Area
1st Floor Area1,860 sqft
Basement Area1,860 sqft

Exterior

Year BuiltBuilt 1993
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area60 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA860000077
Old Parcel NumberA860000077
Street Address532 WHITEGATE DR
CityO FALLON
StateMO
Zip63366-1254
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPINEY CREEK LOT 56 FKA WHITEGATE MANOR
Legal Range03E
Legal Township47N
Legal SubdivisionPINEY CREEK FKA WHITEGATE MANOR
Legal Lot Number56
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1013
Census Tract311603

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9 PROVENCE DR, LAKE SAINT LOUIS, MO 63367-1731
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2020 · Amount on Record
Deed SaleOct 15, 2020 · Amount on Record
Deed Document Number0202078227
Deed Book / Page2020 / 78227
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 15, 2020
Property Address532 WHITEGATE DR, O FALLON, MO 63366-1254
Document Number0000078227
Instrument DateOct 8, 2020
Instrument78227
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address532 WHITEGATE DR O FALLON MO 633661254, O FALLON, MO 63366-1254

Mortgage

Document Number78228
DateOct 15, 2020
Instrument78228
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term360 Months
DueOct 14, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,412.00$52,832 (+6.74%)$278,064 (+6.74%) Land $48,355 Building $229,709
2023$49,497
2022$260,511 Land $33,848 Building $226,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber Holdings
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Brightspeed, Wisper ISP.

Nearby Properties on Whitegate Dr

Nearby Streets

Search Property Records by Address or Parcel Number