Cook County property record for 532 W 97th St, Chicago, IL 60628
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,090 sqft · built 1962 |
| Lot Size | 0.071 acres (3,087 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Nov 2019) |
| Tax Bill | $2,260 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-09-112-048 |
| Primary APN | 25-09-112-048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,090 sqft Living Area |
| 1st Floor Area | 1,090 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,087 sqft (0.071 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 532 W 97TH ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60628-1158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | (SUBDIVISION) OF BLK14 IN ODELLS ADD TO ELUCID PARK S UB EH NW SEC 09-37-14 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 09 |
| Legal Subdivision | ODELLS ADD |
| Legal Block | 14 |
| Legal Lot Number | 20 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 730500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 532 W 97TH ST, CHICAGO, IL 60628-1158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 19, 2019 | Warranty Deed, Transfer · FHA Mortgage PLAZA HM MTG |
| Oct 25, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2019 · Amount on Record |
| Deed Sale | Nov 19, 2019 · Amount on Record |
| Prior Sale | Oct 25, 2018 · Amount on Record |
| Deed Document Number | 201913119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 532 W 97TH ST, CHICAGO, IL 60628-1158 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0008301232 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2108301232 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate | 2.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 19, 2019 |
| Property Address | 532 W 97TH ST, CHICAGO, IL 60628-1158 |
| Document Number | 1932313119 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 32313119 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 532 W 97TH ST CHICAGO IL 606281158, CHICAGO, IL 60628-1158 |
| Document Number | 1932313120 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 32313120 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 25, 2018 |
| Property Address | 532 W 97TH ST, CHICAGO, IL 60628-1158 |
| Document Number | 1829817020 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 29817020 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 2, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1039 S AUSTIN BLVD CHICAGO IL 606445322, CHICAGO, IL 60644-5322 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,000 (-7.14%) Land $2,933 Building $10,067 | $130,000 (-7.14%) Land $29,330 Building $100,670 | |
| 2023 | $2,260.00 (+3.57%) | ||
| 2022 | $2,182.00 (+1.44%) | $13,999 (-) Land $2,315 Building $11,684 | $139,990 (-) Land $23,150 Building $116,840 |
| 2021 | $2,151.00 | $13,999 Land $2,315 Building $11,684 | $139,990 Land $23,150 Building $116,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (2000–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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